If you already have a With Profits Bond with us, you may be able to benefit by making an additional investment into your bond.
Making additional investments to your With Profits Bond might be the right choice if you are worried about the short-term ups and downs of investing directly in the stock market.
Depending on when you originally invested, if you have a further £5,000* or £10,000** or more to invest and are looking for:
then an additional investment into your With Profits Bond may be right for you.
*With Profits Bond originally taken out between 15 August 1999 and 31 March 2013 only. If you received a Contract Document after your original investment started you have a pre-RDR With Profits Bond, and the minimum additional investment is £5,000.
**With Profits Bond originally taken out between 4 February 2013 and 31 December 2013 only. If you received a Product Guide after your original investment started you have a post-RDR With Profits Bond, and the minimum additional investment is £10,000.
Please note that the value of your investment and any income you take from it can fall as well as rise and you may get back less than you invest.
If you take money out of the bond, we may apply a market value reduction (PDF), which may mean you get back less than you invested. We use a market value reduction to ensure everybody gets their fair share of the returns from the With Profits Fund.
For pre-RDR With Profits Bonds, an early surrender charge applies if you cash in all or part of the bond at any time in the first five years from the date of each investment (other than regular withdrawals).
Although there is no fixed term, you should consider your additional investment as a medium to long-term investment of at least five years, and ideally not tie yourself to a particular end date.
For further information on the pre-RDR bond, please read the With Profits Bond Key Features.
For further information on the post-RDR bond, please read the With Profits Bond Key Features.
Here you'll find easy to understand factsheets on 'smoothing', market value reductions and bonus declarations.
Find out more about the latest with profits bonus declaration.
Use our free and secure online service, My Accounts, to find out the current value of your Legal & General investment or pension, seven days a week.