With Profits Bond.

Do you have at least £10,000 to invest?

Are you worried about the ups and downs of investing directly in the stock market? Read on for more information about our With Profits Bond.

If you are looking for:

• Somewhere to invest £10,000 or more for at least five years, ideally longer.
• Steady long-term growth potential or a regular income.
• An investment that uses smoothing to help even out some of the ups and downs you may experience when investing directly in the stock market and other investments.
• An investment that can be used as part of your estate planning.
• A tax efficient way of taking income from your investment.
• The option to add money to your bond in the future.
• A bond that pays a lump sum on death.

then our With Profits Bond may be right for you.

There’s no fixed term but you should consider the bond as a medium to long-term investment, be prepared to invest for at least five years, and ideally not tie yourself to a particular end date.

When making an investment in with profits, there are some risks you will need to consider and discuss with your adviser. For more information, please read the With Profits Bond Key Features (PDF).

Please remember that the value of your investment may go down as well as up and you may get back less than your original investment. Any regular or one off withdrawals will increase this risk. 

If you take money out of your bond we may apply a market value reduction (PDF), which may mean you get back less than you invest. We use a market value reduction to make sure everybody gets their fair share of the returns from the With Profits Fund.

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