Critical Illness Cover
Protect yourself with our award winning critical illness cover*
Our critical illness cover plans are designed to pay a lump sum amount if you are eligible and diagnosed with of one of 35 critical illnesses, as defined in the plan or die during the period of cover.
As well as providing the largest amount of critical illness cover policies in the UK, we have also won the 'Best Critical Illness and Income Protection Provider at the Financial Advisor Life and Pensions Awards, April 2009.
Critical illness cover is not available to buy online, but you could be just a phone call away from getting value for money cover.
Call us today on:
0800 027 1976
We may record and monitor calls.
There are so many reasons to choose us for your critical illness cover needs. Here are just a few:
- In 2008 we paid out £146 million in critical illness claims and in the last five years alone we've paid out nearly half a billion pound in critical illness claims.
- We are consistently voted the best - winning 36 industry awards in the last two years for our protection business.
- We provide cover for 35 critical illnesses: that's 12 more than given in the guidelines published by the Association of British Insurers.
- Critical illness cover for your children is included at no extra charge (terms and conditions apply and we don't cover total and permanent disability). In 2008 we paid out on 54 cases - that's over 2.5% of all claims made
*Source: Swiss Re Report - Term & Health Watch 2008

Did you know...
- Over 50% of all critical illness claims made in 2008 relate to cancer.
- The average age of a claimant in 2008 was 46. Over 60% of male claimants were aged 50 or under and 75% of female claimants were aged 50 or under.
- In 2008 we paid 2076 claims. The average pay out was £70,327 and the largest was £750,000.
- Around 8000 women under 50 are diagnosed with breast cancer each year in the UK.
- The most common cause of cancer for men aged between 20-39 is testicular.
Please note that not all forms of cancer are covered.
Learn more about Critical Illness cover

