1. The Fixed Plan - designed for those on a budget, with fixed premiums and a fixed cash sum. 

Get a quote for the Fixed Plan

2. The Increasing Plan - designed to protect your cash sum against inflation. 

Get a quote for the Increasing Plan

3. The Funeral Plan - designed for those who want to cover their funeral expenses. 

Get a quote for the Insured Funeral Plan

If you're unsure which plan best suits your needs or you want to compare the differences, visit our compare our plans section.

Our Over 50s Plans offer:

• Guaranteed acceptance to UK residents aged 50-80
• No medical or health assessment when you apply
• Receive a £50 M&S voucher if you apply before 31 March 2012

How our plans work 

• Our Fixed plan and Increasing Plan are designed to provide a cash sum when you die. This can be used towards your funeral expenses, unpaid bills or to leave a gift to your children or grandchildren. 
• The Increasing Plan is reviewed each year to help make sure the cash sum keeps pace with inflation. The premiums will increase by 1.5% for every 1% increase in the cash sum. Read more about the annual review.
• Or you can choose to specifically cover your funeral costs, by taking out our Insured Funeral Plan. 
  • The benefit from the Insured Funeral Plan is paid directly to Dignity, a funeral service provider, and is designed to help ensure the costs of a traditional cremation funeral are covered. 

Find out more about our Over 50s Plans or call us on 0800 316 8435*