Compare life insurance.

If you're unsure of the type of life insurance you need, you can compare our life insurance policies in the table below and decide which one best suits your needs. 

The table lets you compare the basics of our life insurance products, but you should read all the information available before you buy.   

 Level Term AssuranceMortgage Term AssuranceMortgage Decreasing Term AssuranceLevel term or Mortgage Term Assurance with Critical Illness CoverMortgage Decreasing Term Assurance with Critical Illness Cover
When will the plan pay out?If you die during the length of the policyIf you die during the length of the policyIf you die during the length of the policy If you’re diagnosed with one of our specified critical illnesses or die during the length of the policy If you’re diagnosed with one of our specified critical illnesses or die during the length of the policy
Will the amount of cover stay the same?  Tick *
 Tick  *   Tick *

Cover reduces roughly in line with the way a  repayment mortgage decreases

 Tick  *  Tick *

Cover reduces roughly in line with the way a  repayment mortgage decreases
Will the premiums stay the same throughout the plan?   Tick 
   Tick 
   Tick 
  Tick 
  Tick 
Is the policy designed to cover a mortgage?  Tick 

Interest only
  Tick 

Interest only
  Tick 

Repayment
mortgage
  Tick 

Interest only
   Tick 

Repayment
mortgage

 
Will the policy provide a lump sum for loved ones?   Tick 
   Tick 
   Tick 
   Tick 
(Critical Illness Cover could provide a lump sum to be used by you or your loved ones)
   Tick 
(Critical Illness Cover could provide a lump sum to be used by you or your loved ones)
What is the minimum age for applying? 17** 17** 17** 17** 17**
What is the maximum age for applying?77 and the plan must end by age 8077 and the plan must end by age 8074 and the plan must end by age 80 67 and the plan must end by age 7064 and the plan must end by age 70 
Does the plan have a cash in value?  Tick 
 Tick 
 Tick 
 Tick 
 Tick 
Does the plan include Terminal Illness Cover?Tick***Tick ***Tick ***Tick ***Tick ***
Can we apply for joint cover?      Tick 
      Tick 
      Tick 
      Tick 
      Tick 
How do I apply?Get a quote and apply online

Call us on 0800 316 5591****
Get a quote and apply online

Call us on 0800 316 5591****
Get a quote and apply online

Call us on 0800 316 5591****
Get a quote and apply online

Call us on 0800 316 5591****
Get a quote and apply online

Call us on 0800 316 5591****

*You do have the option to make certain changes to your policy, but these could have an affect on your premium. Terms and conditions apply. Find out more.

**If the applicant is under 18 the policy must be placed in a Trust

***No claim can be made after the death of the person insured or within 12 months immediately before the policy ends. Terminal Illness Cover is not included on policies with a term of less than two years.

****Lines are open 8am to 8pm Monday to Friday and 9am to 5pm on Saturday. Call charges will vary and we may record and monitor calls.


Or call us on
0800 316 5591
8am to 8pm Weekdays
9am to 5pm Saturday

We may record and monitor calls and call charges will vary.

Your recently viewed items...

You need javascript enabled for us to remember your Recently Viewed Items.

You might also be interested in...

Learn more about our life cover products

If you're looking to protect your family as well as your home, take a look at our life insurance section.

Critical illness cover

We have a Defaqto five star rating for our Critical Illness Cover product.

26 days to the breadline?

If you lost your income due to long-term sickness, critical illness, injury or death, could you survive financially for more than 26 days?