Our UK based staff provide a dedicated service to deal with all your life insurance queries
You must be a UK resident at the time of applying to be eligible.
If applying for Level Term Assurance or Mortgage Term Assurance with Critical Illness Cover you must be aged between 17 and 67.
If applying for Mortgage Decreasing Term Assurance with Critical Illness Cover you must be aged between 17 and 64.
Your premiums are guaranteed to stay the same unless you alter your policy.
Terminal Illness Cover is included on our policies at no extra cost (minimum term of two years). It could pay out your chosen amount of cover if you're diagnosed with a terminal illness and have a life expectancy of 12 months or less, rather than on death. Providing financial support at a time when it could be needed the most.
Critical Illness Cover is available when you buy your life insurance at an additional cost. It's designed to pay out your chosen amount of cover if you're diagnosed with one of our specified critical illnesses during the length of your policy.
Read more about Terminal Illness Cover
Read more about Critical Illness Cover
Our polices include different options that allow your cover to adapt with you. You can:
There is also a 'joint life policy separation' option. This means a joint policy can be split into two new single policies if a couple divorce, dissolve their registered civil partnership or change a joint mortgage into a new name.
If you have ductal carcinoma in situ of the breast or low grade prostate cancer, and are eligible to claim, we'll pay out 25% of your amount of cover up to a maximum of £25,000. This benefit does not affect your amount of cover or the premiums you pay.
Visit our Contact Us section for useful telephone numbers, email and postal addresses.
Visit our claims section for all the information and contact details you'll need when making a critical illness claim.
We have a Defaqto five star rating for our Critical Illness Cover product.
The bills don’t stop coming when someone dies. Help protect your family financially with our life assurance starting from only £6 a month.
Get a quick glance at the differences between our life insurance and mortgage life insurance policies.