Terminal Illness Cover.

Terminal illness cover is one of the 39 illnesses covered under our critical illness cover. It allows your policy to pay out it's proceeds on diagnosis of a terminal illness rather than when you die. 

• By terminal, we mean: 'suffering from an advanced or rapidly progressing incurable illness where, in the opinion of a Medical Officer of Legal & General, your life expectancy is less than 12 months'.
• You'll need to be eligible to claim, so for example, if you've stopped paying your premiums, your policy may not pay out.  
• This cover is not available during the last 18 months of your policy and is not available on plans with a term of two years or less.
• Once a terminal illness claim has been accepted, no further claims can be made. No premiums will be payable either and the policy will end.
• If, after a terminal illness claim has been accepted, you survive to the end of the term; you will not have to pay back the terminal illness payment received. However, once the payment has been received, the plan will end and no further claims can be made.