We’ve developed a number of additional benefits which give you even more protection and offer you extra peace of mind. Some of these are included as standard and some are at an extra cost. Please see the list below for more details.
Additional benefits included at no extra cost:
|Accidental Death Benefit||We give you free Accidental Death Benefit while we process your application, giving you some peace of mind that you’re covered in case of accidental death.|
|Terminal Illness Cover||This benefit means that your policy could pay out a lump sum upon diagnosis of a terminal illness, rather than on death, providing financial support at a time when it could be needed the most.|
|Making changes to your policy||You can make changes to your policy, such as changing the term, the amount of cover, switching from joint to single policies or even changing your premium payments from monthly to annually. We also offer the Guaranteed Insurability option which lets you increase your cover on certain life events.|
Additional benefits that can be added at an extra cost:
|Waiver of Premium||This benefit pays your premiums if you’re unable to work due to illness or injury and are eligible to claim. After 26 weeks we'll continue to pay the premiums for your policy until you either return to work or reach the end of the policy.|
|Critical Illness Cover||It's designed to pay out a cash lump sum if you're diagnosed with one of the 41 conditions that we cover, which can be used however you decide. It can cover any additional medical costs or necessary adjustments to your home, or even help to pay off your mortgage.|
Visit our Contact Us section for useful telephone numbers, email and postal addresses.
Get a quick glance at the differences between our life insurance and mortgage life insurance policies and our Over 50s Plans.
Could your family afford to pay the mortgage if you died? Help make sure they never have this worry.
Get extra protection for you and your family with our award-winning critical illness cover.