Additional benefits.

We have a number of additional benefits which give you even more protection and offer you extra peace of mind. Please see the list below for more details.

Additional benefits included at no extra cost:

  
Accidental Death BenefitWe give you Accidental Death Benefit while we process your application, giving you some peace of mind that you’re covered in case of accidental death.
Terminal Illness Cover  This benefit means that your policy could pay out a lump sum on diagnosis of a terminal illness, rather than on death, providing financial support at a time when it could be needed the most. No claim can be made after the death of the person insured or within 12 months immediately before the policy ends.
Making changes to your policyYou can make changes to your policy, such as changing the term, the amount of cover, switching from joint to single policies or even changing your premium payments from monthly to annually. We also offer the Guaranteed Insurability option which lets you increase your cover on certain life events.

Optional benefit:

  
Waiver of Premium                        For an additional cost, the Waiver of Premium can be added at the start of your policy. It means your premiums are waived when you are too ill to undertake your normal occupation due to incapacity caused by illness or injury. You're responsible for maintaining your premiums for the first 26 weeks of incapacity, after 26 weeks, we’ll waive your monthly payments, giving you one less thing to think about.

If you decide to add Waiver of Premium you’ll be asked to select the option when you apply online.
Need extra help? Why not try our useful tools, Life insurance calculator and Compare life insurance
Or call us on
0800 316 5591
8am to 8pm Weekdays
9am to 5pm Saturday

We may record and monitor calls and call charges will vary.

Key Information for new customers

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