Mortgage life insurance.

Family in kitchen

Help protect the home they love from just £6 a month.

Mortgage life insurance is designed to pay out a cash sum to help pay off your mortgage if you die during the length of the policy. Meaning your loved ones could continue to live in the family home without worrying about the mortgage.       

Mortgage life insurance at a glance:

A choice of policy Choose from Mortgage Term Assurance or Mortgage Decreasing Term Assurance
Additional Benefits Our mortgage life insurance policies include additional benefits at no extra cost, such as SmoothMove, Free Life Cover. Learn more about additional benefits.
Option to add Critical Illness Cover You can add Critical Illness Cover at an additional cost when you set up your mortgage life insurance policy. It could pay out if you're diagnosed with one of our specified critical illnesses during the length of the policy. 
Fixed premiums Mortgage life insurance premiums are guaranteed to stay fixed throughout your policy term unless you alter your policy
Second Medical Opinion service An independent Second Medical Opinion service is available in the event of a terminal illness or critical illness claim (if chosen) claim. This service offers a face to face medical consultation with a Consultant Specialist and supporting medical report. Any alternative diagnosis may be used to support a claim.
Important information Please remember that this is not a savings or investment product and has no cash value unless a valid claim is made. You should read the  Key Features Document (PDF: 103KB)  before you buy.

Get a mortgage life insurance quote online today and an instant online decision.

Why choose us?

  • We are the UK's number one Term Assurance provider.*
  • In 2014 we helped over 5,700 people by paying out 98.3% of life cover claims
  • We already have over nine million customers in the UK who trust us with their financial needs

*Swiss Re Term & Health Watch Report 2015. Based on new individual Term Assurance sales in 2014.

Get a quote online

Or call us on
0800 316 5591

8am to 8pm Weekdays
9am to 5pm Saturday

We may record and monitor calls.

Key Information for new customers

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I need to make a claim

We aim to manage all of our claims with compassion and competence. To ensure we are able to do this our claims staff are trained by the Samaritans.


Placing your life insurance policy in trust can also help protect against Inheritance Tax. Visit our Trust Hub for more information.

Other Insurance Products

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