Mortgage life insurance.

Help protect the home you love

Mortgage life insurance is designed to pay out a cash sum to help pay off your mortgage if you die during the length of the policy.  Meaning your loved ones could continue to live in the family home without worrying about the mortgage.

Our mortgage life insurance at a glance:

  • We have two types of policy to suit different needs Mortgage Term Assurance and Mortgage Decreasing Term Assurance.
  • Our mortgage life insurance includes SmoothMove and Free Life Cover both at no additional cost.
  • You can add Critical Illness Cover at an additional cost when you set up your mortgage life insurance policy. It could pay out if you're diagnosed with one of our specified critical illnesses during the length of the policy.
  • Mortgage life insurance premiums are guaranteed to stay fixed throughout your policy term unless you alter your policy.

Why choose us?

  • We are the UK's number one Term Assurance provider.*
  • We were voted Best Life Insurance Provider at the Personal Touch Awards, 2014.

Important things you need to know:

  • This is not a savings or investment product and has no cash value unless a valid claim is made.
  • You may wish to ensure that the cover and length of the policy match the mortgage you're protecting.
  • Please read our Key Features Document (PDF: 139KB) before you apply.

*Swiss Re Term & Health Watch Report 2014. Based on new individual Term Assurance sales in 2013.


Get a quote online

Or call us on
0800 316 5591

8am to 8pm Weekdays
9am to 5pm Saturday

We may record and monitor calls and call charges will vary.

Key Information for new customers

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Compare life insurance

Get a quick glance at the differences between our life insurance and mortgage life insurance policies.

I need to make a claim

We aim to manage all of our claims with compassion and competence. To ensure we are able to do this our claims staff are trained by the Samaritans.

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