We have a number of additional benefits which give you even more protection and offer you extra peace of mind. Please see the list below for more details.

Additional benefits included at no extra cost:

Free Life Cover We offer free life cover between exchange of contracts and completion of your property purchase. In Scotland we provide the free cover from when you complete missives for your chosen property until the date of entry.
Accidental Death Benefit We give you accidental death benefit while we process your application, giving you some peace of mind that you’re covered in case of accidental death.
Terminal Illness Cover This benefit means that your policy (minimum term of 2 years) could pay out a lump sum on diagnosis of a terminal illness, rather than on death, providing financial support at a time when it could be needed the most. No terminal illness claim can be made after the death of the person insured.
Making changes to your policy You can make changes to your policy, such as changing the term, the amount of cover, switching from joint to single policies or even changing your premium payments from monthly to annually. We also offer the Guaranteed Insurability option which lets you increase your cover on certain life events.