We have a number of additional benefits which give you even more protection and offer you extra peace of mind. Please see the list below for more details.
Additional benefits included at no extra cost:
|Free Life Cover||We offer free life cover between exchange of contracts and completion of your property purchase. In Scotland we provide the free cover from when you complete missives for your chosen property until the date of entry.|
|Accidental Death Benefit||We give you accidental death benefit while we process your application, giving you some peace of mind that you’re covered in case of accidental death.|
|Terminal Illness Cover||Your policy could pay out a lump sum on diagnosis of a terminal illness, rather than on death, providing financial support at a time when it could be needed the most. No claim can be made after the death of the person insured or within 12 months immediately before the policy ends.|
|Making changes to your policy||You can make changes to your policy, such as changing the term, the amount of cover, switching from joint to single policies or even changing your premium payments from monthly to annually. We also offer the Guaranteed Insurability option which lets you increase your cover on certain life events.|
|Waiver of Premium||For an additional cost, Waiver of Premium can be added at the start of your policy. It means your premiums are waived when you are too ill to undertake your normal occupation due to incapacity caused by illness or injury. You're responsible for maintaining your premiums for the first 26 weeks of incapacity, after 26 weeks, we’ll waive your monthly payments, giving you one less thing to think about. If you decide to add Waiver of Premium you’ll be asked to select the option when you apply online..|
Mortgage Term Assurance.
Mortgage Decreasing Term Assurance
Free M&S gift card
When you take out life cover online by 30 June 2016Terms and conditions apply
Call us on
0800 316 5591
Lines are open 8am to 8pm Monday to Friday and 9am to 5pm on Saturday
We may record and monitor calls.