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Mortgage Decreasing Term Assurance is designed to help protect a repayment mortgage, so the amount of cover reduces roughly in line with the way a repayment mortgage decreases. 

Mortgage Decreasing Term Assurance at a glance:

  • Pays out a cash sum if you die during the length of the policy.
  • Includes Free Life Cover at no additional cost.

Important things you need to know:

  • This is not a savings or investment product and has no cash value unless a valid claim is made.
  • You may want to check that the length of the policy is long enough to cover the duration of your mortgage term.
  • If you have Mortgage Decreasing Term Assurance you must also check that the interest rate applied to your mortgage does not become higher than the interest rate applied to your policy.
  • Please read our Key Features Document (PDF: 103KB) and Policy Terms and Conditions (PDF: 210KB)  before you apply.

Add Critical Illness Cover

Critical Illness Cover is designed to pay out your chosen amount of cover if you're diagnosed with one of our specified critical illnesses during the length of your policy.