Things you need to know before you buy.

Before buying a mortgage life insurance policy from us, you must ensure the quote we've provided meets your needs.

By providing your telephone number on the 'personal details' page you are consenting to Legal & General contacting you by telephone in relation to your mortgage life assurance application. Do not provide your telephone number if you do not want to be contacted. If you do not proceed for any reason during the application process, your information may still be processed to facilitate the above phone call.
If you stop paying premiums before the policy ends, cover stops 30 days after your missed payment and you will not get anything back.
There is no cash-in value at any time.
Inflation over time, may reduce the value of the lump sum.
You must answer all questions truthfully otherwise your policy may not pay out in the event of a claim
You must read the Key Features Document before you buy.
If you die during the term, your policy will pay out your chosen amount of cover, but it won’t pay out if you commit suicide in the first 12 months. However, for decreasing term assurance, the amount paid would have reduced roughly in line with your repayment mortgage.
You can choose between mortgage level term assurance or mortgage decreasing term assurance. If you choose decreasing term assurance there are some circumstances when the lump sum we pay might not be enough to pay off your mortgage in full. For example, if your mortgage interest rate averages over 10% during the plans term.

Reason to get a mortgage life insurance quote

Monthly premiums can start from £6 per month. This depends on individual circumstances and needs.
You choose the lump sum at the start of the plan.
Cover can last from 1 - 40 years (for level) 5 – 40 (for decreasing), although the plan must end before your 80th birthday.
Premiums remain the same throughout and are paid monthly or annually. Annual premiums will be cheaper.
Most plans include terminal illness cover at no extra cost (minimum term is 2 years). However, it is not applicable in the last 18 months of the plan.

Life cover customers