SmoothMove and Free Life Cover

When you take out our mortgage life insurance you get the following benefits added at no extra cost!

SmoothMove

When you buy mortgage life insurance with us you'll receive details of a 24-hour moving day rescue service, SmoothMove. So if there's an emergency when you move, services such as car recovery, hotel accommodation and legal advice are just a phone call away. To provide you with SmoothMove we've teamed up with Inter Partner Assistance, who are part of one of the largest international emergency assistance groups.

Free Life Cover

We'll give you Free Life Cover between exchange of contracts and completion of your property purchase. The amount of Free Life Cover will be the amount of your chosen sum assured, the amount of your loan or £300,000, whichever is lowest. In Scotland we provide the free cover from when you complete missives for your chosen property until the date of entry. We cover you for 90 days from when you exchange contracts (or in Scotland complete missives). 

To be eligible for this cover the following conditions must apply:

• you're under 55 when you apply (for joint policies this applies to the oldest policyholder)
• you've been accepted on standard rates
• the exchange of contracts has taken place
• no other policies for the same mortgage can be in force or applied for and you must tell us if there are any changes before completion.