Nobody knows what the future holds, but it makes sense to plan ahead and give your family a helping hand when they need it most.
The Fixed Plan pays out a cash sum if you die after one year of taking out the plan. The monthly premiums are fixed, so you'll always know how much you're paying. The money could be used as a gift to your loved ones or even to contribute towards funeral costs.
The Fixed Plan offers
Our minimum cash sum of £1000 means your loved ones will receive a cash sum that could make a difference when they need it most, even if you choose our lowest monthly premium.
|Cash sum||The cash sum is fixed, so inflation will reduce its buying power in the future.|
|What happens in year one?||If you pass away within one year of starting the plan we will pay back all premiums paid. However, if you die as the result of an accident then the full cash sum will be paid instead.|
|Cash value||Please remember that this is not a savings or investment plan and has no cash value unless a valid claim is made.|
|Premiums||Depending on how long you live, total premiums paid to us may be greater than the cash sum payable on death.|
Premiums will stop on your 90th birthday but your cover will continue for the rest of your life. If you stop paying your premiums when due your plan will be cancelled and you won't get anything back.
You can take out more than one plan, but the total premiums can't exceed £50.
|Funeral costs||The Fixed Plan is not designed to meet the full costs of a funeral, and does not guarantee to do so.|
Designed to help protect your cash sum against inflation. The plan is reviewed each year in line with the change in the Retail Prices Index. Premiums from £8 a month depending on age.
We’ve developed a list of FAQ’s that relate to our Over 50s Plans. Get the answers to your questions!
Ready to turn your pension fund into an income for life? We can offer extra income for both health risks and medical conditions.