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Mortgage Club
For Advisers and Mortgage Intermediaries

All Types of Mortgages (ATOM).

ATOM

AToM was established in 1991 and has since progressed to become one of the premier mortgage brokers/packagers/distributors in the UK market. With their highly experienced team of specialist mortgage advisers, they have a vast amount of knowledge when it comes to dealing with all aspects of the mortgage market.

How to register with ATOM

Visit https://www.atomltd.co.uk/intermediaries/AToMTogether/, enter your contact details - including the email address where you would prefer to receive your communications. Once you click submit, an automatic temporary password will be sent to your email address.

How to add Mortgage Club as a payment route with this lender

When submitting a DIP to AToM, it will ask you to nominate your preferred payment route. You need to ensure that you highlight Legal & General Mortgage Club in the drop down box.

How to contact AToM

Call them on 01403 27 26 25 or visit https://www.atomltd.co.uk/intermediaries/

What do they offer?
  • Various products - competitive residential and buy to let mortgages, alongside bridging and commercial loans which can offer you an attractive alternative to high street lenders.
  • A dedicated intermediary support team with vast experience in the packaging and distribution sector.
  • Packager exclusives including 90% LTV prime and near prime products
  • Access to limited distribution lenders and lending in to retirement
  • Weekly onsite lenders and underwriters
Why use ATom?

AToM was established in 1991 and has since progressed to become one of the premier mortgage brokers/packagers/distributors in the UK market. With their highly experienced team of specialist mortgage advisers, they have a vast amount of knowledge when it comes to dealing with all aspects of the mortgage market. 

AToM's new CRM system, with a fully integrated sourcing system, allows the broker to input once to enquire, source, produce ESIS and pre-populate the lenders application forms.  All for free! 

Whether your clients are First Time Buyers, Self Employed, looking into Buy to Lets, need specialist retirement loans or help to a complex scenario, AToM can provide the solution. With their exclusive lenders and mortgage products they can present the best possible mortgage packaging service to you and your customers.

Lending panel

AToM's Residential and Buy to Let lenders include:

  • Axis Bank
  • Bank of China
  • Bluestone Mortgages
  • Buckinghamshire Building Society
  • Castle Trust
  • Dudley Building Society
  • Foundation Home Loans
  • Harpenden Building Society
  • Hodge Lifetime
  • Kensington
  • Kent Reliance
  • Magellan Home Loans
  • Market Harborough
  • Marsden Building Society
  • National Counties Building Society
  • Newbury Building Society
  • Pepper Home Loans
  • Precise Mortgages
  • Saffron
  • Skipton International
  • The Mortgage Lender
  • Together
Products

Residential mortgages for:

  • First Time Buyers
  • Mortgages
  • Remortgages
  • Buy to Lets
  • Self Employed
  • Adverse Credit
  • Almost Prime/Near Prime
  • Equity Release
  • Refurbishment Loans
  • ExPats
  • Right to Buy
  • Shared Ownership
  • Guarantor Mortgages
  • Let to buy
  • Retirement Mortgages
  • Commercial Loans

Bridging Finance for a number of purposes including:

  • Chain Break
  • Refurbishment
  • Auction Purchases
  • Inheritance Tax Purposes
Lending areas

AToM has lenders who fund mortgages across England, Wales and Scotland.

Working with AToM

Call AToM on 01403 27 26 25 or send over a DIP online.

AToM will respond and advise further requirements.

Send AToM the full application and they will process and package before submitting to the lender.

Updates will be available on their website 24/7.

Case managers will update progress on applications through to offer and completion.

Proc fees will be dependent on the lender and product chosen.

All products can be found on Iress and 27Tec.

If you have any questions about using packagers, please contact Sally O’Neill on 
07809 501436 or send her an email.