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Buckinghamshire unveils 95% LTV shared ownership products

28 April 2017

Buckinghamshire BS

Shared Ownership a realistic way to help borrowers buy their first home according to Buckinghamshire Building Society. 

Shared ownership has been around a long while, despite that, only an estimated 200,000 households in the UK currently live in shared ownership properties.  There is however, appetite for the idea as evidenced by a CML survey (Consumer Research into Tenure Aspirations Oct 2016) which found that from those surveyed the majority (54%) are positive about schemes that facilitate part ownership of properties. Higher income groups appear to be even more  enthusiastic, seeing it as way of getting on the ladder in high value property areas. The CML have also published some initial key findings on February 27th in respect of this sector: 

  • 2016, six out of ten shared ownership first-time buyers chose to repay over a term of longer than 25 years.
  • Of shared ownership mortgages that are still live on lenders' books, just over half are still on a fixed rate.
  • First-time buyers in southern England are more likely to opt for shared ownership than those in other parts of the country.
  • Buckinghamshire Building Society’s offering in this sector includes 95% of LTS for purchases including flats and houses. 

All their cases are individually underwritten by our specialist team. 

Their 3 Year Fixed Rate Shared Ownership Product can be viewed here.

Their 3 Year Discounted Shared Ownership Product can be viewed here. 


  • No Max age – Max term 40yrs - Self Employed accepted – Product fee  £350 - ERC 1%.

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