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NatWest makes changes to their Semi-Exclusive range.

04 January 2017

Natwest

Today, Wednesday 4 January, NatWest are introducing some changes to their semi-exclusive range which include the withdrawal of some 5 year fixed rate deals and small rate increases on a selection of 2 and 5 year fixed rate residential deals and two buy-to-let remortgage deals.  Here’s a full summary of the changes:

Residential

WITHDRAWAL: 5 year fixed rate purchase

  • [FO13593] 80% LTV 2.68% (APRC 3.4%, SVR 3.75%), £0 product fee
  • [FO13594] 85% LTV 2.68% (APRC 3.4%, SVR 3.75%), £0 product fee
  • [FO13596] 90% LTV 3.29% (APRC 3.6%, SVR 3.75%), £0 product fee

WITHDRAWAL: 5 year fixed rate remortgage

  • [FO13608] 80% LTV 2.68% (APRC 3.4%, SVR 3.75%), £0 product fee
  • [FO13609] 85% LTV 2.78% (APRC 3.4%, SVR 3.75%), £0 product fee
  • [FO13610] 90% LTV 3.29% (APRC 3.6%, SVR 3.75%), £0 product fee

RATE CHANGE: 5 year fixed rate £500 cashback – First-time buyer only purchase

  • [FO13985] 85% LTV increasing to 2.68% to 2.87% (APRC 3.5%, SVR 3.75%), £0 product fee
  • [FO13986] 90% LTV increasing to 3.29% to 3.50%  (APRC 3.7%, SVR 3.75%), £995 product fee 

RATE CHANGE: 2 year fixed rate purchase

  • [FO13964] 60% LTV increasing to 1.20% to1.28% (APRC 3.5%, SVR 3.75%), £995 product fee
  • [FO13965] 60% LTV increasing to 1.59% to 1.67% (APRC 3.5%, SVR 3.75%), £0 product fee
  • [FO13966] 70% LTV increasing to 1.32% to 1.34% (APRC 3.5%, SVR 3.75%), £995 product fee
  • [FO13967] 75% LTV increasing to 1.32% to 1.39% (APRC 3.5%, SVR 3.75%), £995 product fee
  • [FO13968] 80% LTV increasing to 1.89% to 1.94% (APRC 3.5%, SVR 3.75%), £0 product fee
  • [FO13969] 90% LTV increasing to 2.14 to 2.21% (APRC 3.6%, SVR 3.75%), £995 product fee

RATE CHANGE: 5 year fixed rate purchase

  • [FO13970] 70% LTV increasing to 2.13% to 2.18% (APRC 3.3%, SVR 3.75%), £995 product fee
  • [FO13971] 70% LTV increasing to 2.33% to 2.38% (APRC 3.3%, SVR 3.75%), £0 product fee
  • [FO13972] 75% LTV increasing to 2.13% to 2.20% (APRC 3.3%, SVR 3.75%), £995 product fee 
  • [FO13973] 75% LTV increasing to 2.33% to 2.46% (APRC 3.3%, SVR 3.75%), £0 product fee
  • [FO13974] 90% LTV increasing to 2.87% to 2.99(APRC 3.6%, SVR 3.75%), £995 product fee

RATE CHANGE: 2 year fixed rate remortgage

  • [FO13975] 60% LTV increasing to 1.24% to 1.32% (APRC 3.5%, SVR 3.75%), £995 product fee
  • [FO13976] 70% LTV increasing to 1.39% to 1.45% (APRC 3.5%, SVR 3.75%), £995 product fee
  • [FO13977] 75% LTV increasing to1.43% to 1.45% (APRC 3.5%, SVR 3.75%), £995 product fee
  • [FO13978] 80% LTV increasing to1.59% to 1.63% (APRC 3.5%, SVR 3.75%), £995 product fee
  • [FO13979] 85% LTV increasing to 1.73% to 1.74% (APRC 3.5%, SVR 3.75%), £995 product fee

RATE CHANGE: 5 year fixed rate remortgage

  • [FO13980] 60% LTV increasing to 1.88% to 1.98% (APRC 3.2%, SVR 3.75%), £995 product fee
  • [FO13981] 70% LTV increasing to 2.18% to 2.23% (APRC 3.3%, SVR 3.75%), £995 product fee
  • [FO13982] 70% LTV increasing to2.38% to 2.43% (APRC 3.3%, SVR 3.75%), £0 product fee
  • [FO13983] 75% LTV increasing to2.18% to 2.24% (APRC 3.3%, SVR 3.75%), £995 product fee
  • [FO13984] 75% LTV increasing to 2.38% to 2.48% (APRC 3.3%, SVR 3.75%), £0 product fee

Buy-to-let

RATE CHANGE: 2 year fixed rate remortgage

  • [FO13987] 70% LTV increasing to 2.33% to 2.39% (APRC 4.1%, SVR 4.25%), £995 product fee
  • [FO13988] 75% LTV increasing ro 2.33% to 2.49% (APRC 4.1%, SVR 4.25%), £995 product fee

Overpayments:

Overpayments of up to 10% of the outstanding balance per annum are allowed during the initial deal period.

Early repayment charges:

2 year fixed rate: 2% until 30 April 2018, 1% until 30 April 2019

5 year fixed rate: 5% until 30 April 2018, 4% until 30 April 2019, 3% until 30 April 2020, 2% until 30 April 2021, 1% until 30 April 2022

Minimum loan amounts:

£25,000

For a complete listing of all their mortgage products, please visit the product page on their web site.


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