08 September 2017
Vida Homeloans is the specialist Residential and Buy to Let mortgage lender for customers you can't place on the high street.
Residential Product Range Highlights
- IMPAIRED & IMPROVING CREDIT - small or life events allowable; up to 3 CCJs and 2 missed mortgage payments allowable up to 80% LTV
- BUYING TOGETHER - up to 4 applicants accepted with all incomes considered
- BORROWING IN OR INTO RETIREMENT - current income used if retirement more than 10 years away
- SELF EMPLOYED - 1 year's verified accounts or SA302
- FEE SAVER RANGE - £0 product fee; up to £650 Valuation fee refund; free standard legals on remortgages
Buy to Let Product Range Highlights
- PORTFOLIO LANDLORDS - up to 15 properties (with Vida Homeloans)
- MULTI UNIT BLOCKS & HMOs - MUBs up to 5 units, HMOs up to 8 bedrooms; no additional rate loading or fee
- FIRST TIME BUYERS/FIRST TIME LANDLORDS - up to 80% LTV and product fee can be added; full gifted deposits accepted
- TRADING COMPANY OR SPV - Available on any trading limited company with 2 years’ trading and just 1 year’s accounts; no additional rate loading or fee
- TOP UP ALLOWED FOR RENTAL CALCULATION - From 125% rental cover with top up from 115%
For more information visit their website.