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Take a Fresh Look at Vida

08 September 2017

Vida Homeloans logo

Vida Homeloans is the specialist Residential and Buy to Let mortgage lender for customers you can't place on the high street. 

Residential Product Range Highlights

  • IMPAIRED & IMPROVING CREDIT - small or life events allowable; up to 3 CCJs and 2 missed mortgage payments allowable up to 80% LTV
  • BUYING TOGETHER - up to 4 applicants accepted with all incomes considered
  • BORROWING IN OR INTO RETIREMENT - current income used if retirement more than 10 years away
  • SELF EMPLOYED - 1 year's verified accounts or SA302
  • FEE SAVER RANGE - £0 product fee; up to £650 Valuation fee refund; free standard legals on remortgages 

Buy to Let Product Range Highlights

  • PORTFOLIO LANDLORDS - up to 15 properties (with Vida Homeloans)
  • MULTI UNIT BLOCKS & HMOs - MUBs up to 5 units, HMOs up to 8 bedrooms; no additional rate loading or fee
  • FIRST TIME BUYERS/FIRST TIME LANDLORDS - up to 80% LTV and product fee can be added; full gifted deposits accepted
  • TRADING COMPANY OR SPV - Available on any trading limited company with 2 years’ trading and just 1 year’s accounts; no additional rate loading or fee
  • TOP UP ALLOWED FOR RENTAL CALCULATION - From 125% rental cover with top up from 115% 

For more information visit their website.


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