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The Family Building Society.

Family BS

How to register with this lender as a new user

Call 01372 744155 to register.

How to add Mortgage Club as a payment route with this lender

When submitting your application you will need to complete a Header sheet  PDF: 43KB - this is available on our website under ‘Why choose us’ > ‘How to do business', then click on ‘Header sheet'.

How to contact this lender

Contact our dedicated Mortgage Desk on:
Telephone: 01372 744155
Email: mortgage.desk@familybsoc.co.uk
Visit: http://intermediaries.familybuildingsociety.co.uk

 

Submitting an application

No need to register in advance. The Family Building Society will register your details on receipt of your first application.

View our intermediary site. Take a look!

Designed specifically with you in mind, the intermediary website will help you find all the information you need to progress an application, as well as keep you up to date on our mortgage products.

We’re sure you’ll find it easier to:  
  • Check client eligibility
  • Check client affordability
  • Request a KFI
  • Download application forms
  • Access FAQs

What makes us different?


We launched Family Building Society to help families work together to use their money and assets more successfully.

You can access our Family Mortgage, our Retirement Lifestyle Booster mortgage and our Offset Mortgage in just the same way as you did for National Counties products.

View our video case study showing how family members were able to help Charlotte Mansfield buy her first home.

Our operational efficiency and financial strength allow us to offer consistently competitive products and deliver a professional and personal service to our business partners.

We manually underwrite using a “common sense” approach. We’re able to provide individual and bespoke solutions to borrowers’ needs rather than lend through a “one size fits all” check box mentality. We offer:

  • High quality, reliable service
  • Dedicated underwriting department
  • Personalised lending decisions. We credit check rather than credit score.
  • Competitive procuration fees
  • No linked products
  • No overhanging ERCs
  • Mortgage Desk available Monday to Thursday – 8.00am to 6.00pm; Friday – 8.00am to 5.30pm; and Saturday - 9.00am to 12.00pm.


Our products


Visit our intermediary site for information on the range of mortgage products, including Owner Occupier, Buy to Let, and the following areas:

  • Family Mortgage – brings wider family wealth into the mortgage calculation, helping reduce the cost for the buyer without asking family members to hand assets over as a gift.
  • Retirement Lifestyle Booster mortgage – to provide practical help for customers who are 60 or over and whose finances could do with a boost each and every month
  • Offset Mortgage - for people wanting to make better use of their savings while keeping their money available for other purposes
  • Self-employed (1 year self-assessment)
  • Lending into and in retirement (mortgage term may be limited)
  • Interest only (with suitable repayment strategy)
  • Guarantor mortgage
  • Holiday home
  • Second home
  • Expatriate mortgage
  • Armed forces.

 

 
Family BS Fee received from
lender (Gross fee)
We'll pay you
(Net fee)
Standard Residential 0.370% (min £150 ) 0.350% (min £125 )
Buy to Let/Residential Investment 0.520% 0.500%
Ported Products (existing customer) 0.150% (min £100 ) 0.100% (min £75 )
Family Mortgage 0.570% 0.550%
Offset 0.520% 0.500%
Product switches 0.200% 0.180%
Further Advances 0.250% 0.230%

Need help?

Call our Mortgage Support Services team on 
01226 230 504

Monday to Friday, 9am to 5.30pm. We may record and monitor calls.

Using an Ipad

Mortgage Club TV

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Case Quality

Submit quality mortgage applications - we're here to help you get it right first time.

TOP TIP:
Before submitting an application -  Always check the lenders packaging guide and carry out a DIP/AIP


See more top tips here
PDF: 38KB