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First Trust Bank.

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How to register with this lender as a new user

This initial pilot is for selected partners only, please call MSS on 01226 230504.

We expect our panel to grow over the coming months, you can register your interest by visiting www.firsttrustbank.co.uk/intermediaries  and choose the ‘Register with us’ tab at the top of the screen or call us on 028 9047 9100.

 

How to add Mortgage Club as a payment route with this lender

Please select L&G Mortgage Club as your payment route

How to contact this lender

Need to talk?

You can contact us in a number of ways:

Visit our Intermediary website at www.firsttrustbank.co.uk/intermediaries
Call our Intermediary run-by desk on 028 9047 9100
Email us on broker.mortgages@aib.ie
Contact your Business Development Manager directly

Choose whatever suits you.

 

Direct Access only available to select Partners, Please contact our Mortgage Support Services for further information 01226 230504.

It’s great to be back!

We’re excited to be back in the Intermediary Market in Northern Ireland! We’ve spoken to many of you recently about what you expect from a lender and how we can do better than just ‘fit in’. We’ve used this feedback to ensure that we deliver a best class proposition and cater for parts of the market that you consider under serviced. That’s why we offer…

  • LTV of up to 95% (based on a property price up to £200,000) for all customer types to ensure that the often forgotten Home Movers, New Build and Co-ownership customers are offered the same perks as First Time Buyers
  • No Application Fees or Booking Fees on our mortgages, which saves the customer a little extra to put towards their new home
  • The same great rates for all customers, which is great news for Co-ownership and New Build customers
  • Letter of offer valid for 6 months

These are just a few examples on how keeping things simple is good news for the customer and good news for you.

Our products

Our products suite offers a wide range of residential mortgages. If your customer is a First Time Buyer, a Home Mover, switching from another bank or building society, or buying through Co-ownership, they’ll be able to choose one of the following:

  • Standard variable rate
  • ‘Discount Freedom’ – A 2 year discount variable rate
  • ‘Discount Extra’ – A 3 year discount variable rate
  • A number of fixed rate options

We don’t differentiate on pricing between our customer types so you’ll know that your customer will be getting our best rates no matter what type of customer they are. Visit our interest rates page for more details on our rates.

Reasons to use us

Here are some reasons why it’s better to choose a First Trust Bank mortgage:

  • LTV of up to 95% (based on a property price up to £200,000) for First Time Buyers, Home Movers / Switchers,
  • New Build, and Co-ownership customers
  • In fact, in cases where Co-ownership supply over 20% of the purchase price, we do not require any deposit at all
  • No Application Fees
  • No Booking Fees on fixed rate mortgages
  • Free legal fees for switcher customers, see our website for more information
  • Free valuation for switchers, valuation fee refunded upon drawdown for all first time buyers
  • Repayment term of up to 30 years
  • Staircasing for Co-Ownership buy-out permitted
  • Letter of offer valid for 6 months
     

Submitting an application

Visit www.firsttrustbank.co.uk/intermediaries to fill out our application form. You can then choose one of the following:

Email

Submit the application and any supporting documents (See Intermediary Checklist) through our encrypted email service to broker.mortgages@aib.ie

Please note: This method can only be used if you have been approved to use our encrypted email service, to register for this service please contact our Intermediary Run By Desk on 028 9047 9100.

Post the application to:
First Trust Bank for Intermediaries
92 Ann Street
Belfast
BT1 3HH

Address the application form to ‘First Trust Bank for Intermediaries’ and hand it in to any of our 30 branches across Northern Ireland. Find a branch close to you here
 

Link to affordability calculator

View our affordability calculator here.

 

It’s great to be back!

We’re excited to be back in the Intermediary Market in Northern Ireland! We’ve spoken to many of you recently about what you expect from a lender and how we can do better than just ‘fit in’. We’ve used this feedback to ensure that we deliver a best class proposition and cater for parts of the market that you consider under serviced. That’s why we offer…

  • LTV of up to 95% (based on a property price up to £200,000) for all customer types to ensure that the often forgotten Home Movers, New Build and Co-ownership customers are offered the same perks as First Time Buyers
  • No Application Fees or Booking Fees on our mortgages, which saves the customer a little extra to put towards their new home
  • The same great rates for all customers, which is great news for Co-ownership and New Build customers.

These are just a few examples on how keeping things simple is good news for the customer and good news for you.

Our products

Our products suite offers a wide range of residential mortgages. If your customer is a First Time Buyer, a Home Mover, switching from another bank or building society, or buying through Co-ownership, they’ll be able to choose one of the following:

  • Standard variable rate
  • ‘Discount Freedom’ – A 2 year discount variable rate
  • ‘Discount Extra’ – A 3 year discount variable rate
  • A number of fixed rate options

We don’t differentiate on pricing between our customer types so you’ll know that your customer will be getting our best rates no matter what type of customer they are. Visit our interest rates page for more details on our rates.

Reasons to use us

Here are some reasons why it’s better to choose a First Trust Bank mortgage:

  • LTV of up to 95% (based on a property price up to £200,000) for First Time Buyers, Home Movers / Switchers, New Build, and Co-ownership customers
  • In fact, in cases where Co-ownership supply over 20% of the purchase price, we do not require any deposit at all
  • No Application Fees
  • No Booking Fees on fixed rate mortgages
  • £250 towards your legal fees (for Switchers)
  • Valuation fees refunded for First Time Buyers
  • Repayment term of up to 30 years
  • Staircasing for Co-Ownership buy-out permitted

Submitting an application

Visit www.firsttrustbank.co.uk/intermediaries to fill out our application form. You can then choose one of the following:

1.  Post the application to:

First Trust Bank for Intermediaries
92 Ann Street
Belfast
BT1 3HH

2.  Address the application form to ‘First Trust Bank for Intermediaries’ and hand it in to any of our 30 branches across Northern Ireland. Find a branch close to you here.

Affordability calculator

View our affordability calculator here.

First Trust Bank is a trade mark of AIB Group (UK) p.l.c. (a wholly owned subsidiary of Allied Irish Banks, p.l.c.), incorporated in Northern Ireland.  Registered Office 92 Ann Street, Belfast BT1 3HH.  Registered Number NI018800.  Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

 

Call our Mortgage Support Services team now on
01226 230 504
Lines are open between 9am and 5.30pm.
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