It is possible to take out more than one plan, as long as your total monthly premiums added together are not more than £50 a month. This will include any existing Legal & General Over 50s plans you may have.

You can help make sure that the benefit of your plan reaches the people you would like to protect by placing it in Trust.

If you decide to take out a Funeral Plan, you agree to 'charge' the benefit of the plan to Dignity. This means that when you die the benefit is paid directly to Dignity, who will arrange a traditional cremation funeral within the UK or provide a contribution towards your burial costs.

If you decide to take out the Funeral or Increasing Plans, your benefit will be reviewed each year in line with inflation as measured by the Retail Prices Index (RPI). Your premiums will increase by 1.5% for every 1% increase in your benefit, until you cease to pay premiums at age 90 or decline the annual review. If you decline the annual review then the benefit and premium will remain fixed at the value at that time and you will not be able to restart the increases. For the Funeral Plan, if you decline the increases the benefit paid may not meet the full costs of a cremation funeral. The funeral services will be arranged through Dignity as long as you keep paying your premiums when due.

After you stop paying premiums at age 90, cover continues for the rest of your life. For the Funeral Plan and Increasing Plans, as long as you've not declined the premium reviews, your benefit continues to be reviewed in line with RPI after age 90, for the rest of your life. 

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