the basics.


It is important to have a clear idea of what your needs, your income and your expenses might be. What do you want to do in your retirement? What will your income need to be? What is your state of health? Are there any other considerations, such as savings or leaving an inheritance?


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Pension Guidance and Advice

We strongly recommend that you seek guidance from the Government’s free and impartial service Pension Wise.

pensionwise

Find out more about guidance or advice

Shop around

Remember, it’s important to shop around and get as much guidance and advice as you need before you make any decisions on what is best for you.

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Our pension plans are a simple, tax efficient way to save for your retirement.

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You’ve made it! Your working life as you know it has drawn to a close and you can finally enjoy the benefits of all those years of working and saving.