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ForamorefexibletaxeffcientcorporatepensionoptionweofferourWorkSavePensionPlan.InitssimplestformtheplancanbeusedasaGPPproductgivingemployeesaccesstoover350funds.Oryourclientcanchoosetoaddtheselfinvestmentoptionforsomeorallofitsemployeeswithinthesamepensionscheme.WiththeWorkSavePensionPlanwealsoallowacorefundrangetobepromotedhelpingtosimplifyinvestmentdecisionsforemployees.Flexiblelowcostpersonalpensionssuitableforalltypesofcompanieslookingforasimplewaytooffercorporateretirementbeneftsandfulfltheirlegalobligationtomakeretirementplanningavailabletoallemployees.ThePersonalPension2000isourtax-effcientpersonalpensiontailoredtoworkplaceretirementplanning.OurCompanyPensionSchemeisaninsurancepolicysetupbyemployersandrunbytrustees.EmployeesjoinbyinvestinginanoccupationalschemeGOS.Ourinnovativewebtoolsallowtrusteesandemployeestomanagetheschemeandtheirfundsinstantlyonline.OurGAVCplanwhichworksalongsideouroccupationalschemeoffersemployeesawayoftoppinguptheirnormalschemebeneftswithadditionalcontributions.Highlyfexiblesmallself-administeredschemedesignedforcontrollingdirectorsandseniorexecutives.Providesaframeworkforemployersortrusteestobuyouttheirmembersexistingpensionbenefts.Providesalumpsumonthedeathofanemployeeandoramonthlypensionforsurvivingdependants.Anabsencesolutionthatprovidesabenefttoemployeeswhoareunabletoworkduetolong-termillnessorinjury.Wellalsoworkwiththeemployertohelptheemployeegetbacktoworkassoonaspossible.Paysalumpsumiftheinsuredpersonsuffersfromorundergoesaspecifedinsuredcriticalcondition.Wecanalsocoverchildrenandtheemployeesspouseorregisteredcivilpartner.Allowsemployeestobuyortopupbeneftsfromapurpose-madeschemeprovidedbyyourclient.Imaginativeemployeerewardinitiativesrangingfromhighstreetdiscountstopersonaldevelopmentandwellbeingbenefts.Pleaseseeouttechnicalguidesforfulldetailsofthebeneftsandexclusionsfortheseprotectionproducts.Fortrusteesofoccupationalpensionschemesorself-investedpersonalpensionslookingtodiversifytheirschemeassetssubjecttoschemerules.Wecanprovideadministrationactuarialandpensionpaymentservicesasstandardtotrusteesofdefnedbeneftschemes.Certainadditionalservicesareavailableonrequest.ForemployersoperatingintheTUPEmarketweareabletoprovidetrusteeswithabeneftbasisthatalreadymeetsthebroadlycomparabletestforpensionbeneftspassingfromthePrincipalCivilServiceLocalGovernmentandNHSpublicsectorschemestotheprivatesector.OurCorporateISAisafexibletax-effcientmethodofmaintainingaholdinginsharesfromamaturingSAYEscheme.TransferringsharesintoaCorporateISAnegatesCapitalGainsTaxontheinitialtransferandanyfutureinvestmentgrowth.During2010weplantodevelopandrelaunchourWorkSaveISAproducttoincludetheoptionofregularcontributionsalongsidealltheproductscurrentfeatures.Thiswillofferyourclientsevenmorefexibilitywhenlookingatsavingsoptionsfortheirstaff.LEGALGENERALWORKPLACESAVINGSEmployerPayrollSystemCashContributionsSavingsPlanWorkSaveISAWorkSavePensionEmployerShareSchemesShareContributionsShareContributions6pEnSIOnSWOrkSAvEpEnSIOnpLAnGrOUpSTAkEHOLDErpEnSIOnSGSHpGrOUppErSOnALpEnSIOnSGppGrOUpOccUpATIOnALScHEMEGOSGrOUpADDITIOnALvOLUnTArycOnTrIBUTIOnSGAvcSMALLSELf-ADMInSTErEDScHEMESSASTrUSTEEBUyOUTpLAnprOTEcTIOnGrOUpLIfEASSUrAncEAnDDEpEnDAnTSpEnSIOnSGrOUpIncOMEprOTEcTIOnGrOUpcrITIcALILLnESScOvErfLEXIBLEAnDvOLUnTArypAckAGESADDEDvALUEBEnEfITSpOrTfOLIOpLUSTrUSTEEInvESTMEnTpLAnDEfInEDBEnEfITSSAvInGSWOrkSAvEISA