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Products.

We make solutions to fit around you

We'll tailor our approach wherever we can to make sure you get the cover your client needs, quickly and efficiently. Our team of experienced consultants can give you all the information you need about the benefits and exclusions, and help you every step of the way.

Our productsThe benefit
Group Life Assurance and Dependants' Pensions A lump sum benefit that is normally paid tax free up to the lifetime allowance or a dependants pension or both when an insured employee dies in service.
Group Income Protection Provides an income when an insured employee is unable to work long term due to illness or injury. Where appropriate, we can provide early intervention and rehabilitation.
Group Critical Illness Cover A tax free lump sum benefit for insured employees who suffer from an insured condition, and survive a set time period.
Flexible benefits We offer a range of flexible and voluntary protection benefits that can be designed to suit your clients' budget and scheme set up. Gives their employees choice, within agreed limits, to select the cover that meets their needs.
Ill Health Early Retirement Benefit Designed to help reduce the liability on a pension scheme following he ill health early retirement of a pension scheme member. Our policy provides a lump sum when a member that we're covering retires early due to ill health.

Worklife Solutions

Whether you're switching your first Group Protection scheme to us or already have a growing portfolio, it's important to appreciate the collection of benefits that you can take advantage of.

Our Worklife Solutions provide a rewarding component to our proposition and enable you to provide your clients with much more.

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Typical costs

Our Group Income Protection cover can cost 0.66% salary on average.

Group Life cover can cost 0.35% salary on average.

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Benefits of our system

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Marketing support

We’ve developed a suite of marketing tools to help you deliver protection solutions to your clients.

Worklife Solutions

Provides a rewarding component to our proposition and enables you to offer your clients much more than just an insurance policy.