Group Income Protection.

Why choose us

• We’re the third largest provider for Group Income Protection, based on Swiss Re 2012 Group Watch contributor data.
• We paid out more than £30 million in group income protection claims in 2012.
• Winner of the Cover Excellence Award for Group Income Protection 2012.

What makes us different

• Our centre of excellence provides rehabilitation support from as early as week four to help employees back to work.
• We use independent experts to assess members and where appropriate we’ll even fund the treatment.
• Discounted sickness absence tracking from day one.
• We’re the only provider that includes a FREE Employee Assistance Programme (EAP) as standard for all our group protection members.
• We’ve paid over £1.5 million to employers with our early notification bonus since the first payment in February 2007.
• Workplace recovery is also offered as a flexible benefit to suit your client’s budget.
• Benefit from a free limit of up to £120,000 of benefit.

We’ll continue to provide cover and pay any valid claims as long as premiums are paid and the terms are met. Policy terms will be unique to each business and there are some circumstances where we won’t provide cover. We’ll give you the terms with our quote and you should read this together with our technical guide.