Group Income Protection.

We get 70% of your clients' long term absentees back to work

Workplace Recovery is our Group Income Protection (GIP) proposition. It provides early intervention and rehabilitation plus a monthly income for members who are absent from work because of a long term illness or injury.

Why choose us

• We’re the third largest provider for Group Income Protection, based on Swiss Re 2010 Group Watch contributor data.
• We paid out more than £31 million in group income protection claims in 2009.
• Winner of the Rehabilitation Initiative of the Year Award for Insurers at the Rehab First Awards 2009.

What makes us different

• Our centre of excellence provides rehabilitation support from as early as week four to help employees back to work.
• We use independent experts to assess members and where appropriate we’ll even fund the treatment.
• Discounted sickness absence tracking from day one.
• We’re the only provider that includes a FREE Employee Assistance Programme (EAP) as standard for all our group protection members.
• We’ve paid over £1 million to employers with our early notification bonus since the first payment in February 2007.
• Workplace recovery is also offered as a flexible benefit to suit your client’s budget.
• Benefit from a free limit of up to £120,000 of scheme earnings.

We’ll continue to provide cover and pay any valid claims as long as premiums are paid and the terms are met. Policy terms will be unique to each business and there are some circumstances where we won’t provide cover. We’ll give you the terms with our quote and you should read this together with our technical guide.

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