- Skip to content [Accesskey 'S']
- Skip to navigation [Accesskey 'N']
- Go to Home page [Accesskey '1']
- Go to Site Map [Accesskey '3']
- Go to Search page [Accesskey '4']
- Go to Help page [Accesskey '6']
- Go to Terms & Conditions page [Accesskey '8']
- Go to Contact Us page [Accesskey '9']
- Go to Access Key Details page (Accessibility information) [Accesskey '0']
Product features.
A healthy business needs healthy staff
Workplace Recovery is more than just a Group Income Protection benefit. It’s a complete absence solution for employers that provides early access to rehabilitation specialists and workplace reintegration programmes to help employees return to work quicker.
Normally, a minimum of 50 members is needed to first set up the policy.
| Cover for employees | Up to £350,000 per year or 80% of a member’s scheme earnings, whichever is less. We'll pay this benefit until they recover or return to work or they no longer qualify or meet our definition of incapacity. |
| Switching to us | Switching from another insurer to us is quick and easy. We’ll normally provide cover on the same basis for existing members, which means we can match the previous insurer’s benefit level and terms. The cost may not necessarily be the same and can go up. |
| Onederwriting | Our premier medical underwriting service saves your clients’ time with access to tele-interviews and nurse visits. |
| Free limit | With a free limit of up to £120,000 scheme earnings there will be fewer requests for medical evidence. |
| Centre of excellence | We offer independent specialist help for cancer, stress and musculoskeletal conditions. Where appropriate, we’ll pay for treatment to help members back to work and help you develop an integrated return to work programme. |
| 5% cash back | Our early notification bonus can return 5% of your policy premium for schemes with over 250 members. Terms and conditions apply. |
| Claims process | Our benefits team is dedicated to helping each individual return to work as quickly as possible. Should a member be released from payroll, we can continue to pay benefit direct to them (normally on a suited occupation basis). This is one of the definitions of incapacity, that you can find out more about in our technical guide |
| Employee Assistance Programme (EAP) | FREE Employee Assistance Programme (EAP), Worklife Solutions immediately offers managers and employees 24 hour support to help them cope with life’s challenges. Free promotional literature is available. |
| Solution zone for advisers | We’ve developed a suite of marketing tools to help you deliver the right protection solution for your client. You can also access and download our useful online Group Income Protection admin guide to help you administer your client's policy. |
You need to know
We’ll continue to provide cover and pay any valid claims as long as premiums are paid and the terms are met. Policy terms will be unique to each business and there are some circumstances where we won’t provide cover. More benefits and exclusions can be found in our technical guide. We’ll give you the terms with our quote and you should read this together with our technical guide.
How useful did you find this page?
We may record and monitor calls. Call charges will vary.
Your recently viewed items
You need javascript enabled for us to remember your Recently Viewed Items.
You might also be interested in...
WorkSave Pension Plan
A new generation of pension, with a broad range of investment options.
Solution zone for advisers
We’ve developed a suite of marketing tools to help you deliver protection solutions to your clients.
Managing absence with Group Income Protection
Download the Group Income Protection absence management interactive guide.
Workplace Benefits
