Benefits of an ISA.

MAXIMISE YOUR SAVINGS WITH A TAX-EFFICIENT ISA

ISAs offer a great way to save for the future.  By investing in an ISA, you’re protecting your money from the taxman.  And by saving tax, you’re increasing your returns.

NO CAPITAL GAINS TAX

You don’t have to pay Capital Gains Tax (CGT) on your ISA investments, no matter how much the investment grows in the future or how much you take out.

Please remember, with stocks and shares ISAs, the value of an investment can go down as well as up and is not guaranteed.

NO INCOME TAX

You don’t have to pay Income Tax on your ISA savings.

YOU DON’T HAVE TO MENTION ISAS ON YOUR TAX RETURN

This makes completing your tax return much easier as you don’t need to include information about Income Tax or Capital Gains Tax from ISA investments.

The value of tax savings and eligibility to invest in an ISA will depend on individual circumstances and all tax rules may change in the future.  Read more about ISA rules

Your employer may offer the WorkSave ISA (a stocks and shares ISA).  Please speak to your employer to see if this product is available to you.