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Eligibility for Online Quote and Buy.

Can we quote? 

Our Online Quote and Buy system can quote on group life and group income schemes that fit the below criteria.

For all online quotes

  • The quote is for 10 - 250 employees.
  • There are up to four categories (groups of employees who have the same cover).
  • No employees work on offshore oil rigs or are permanently based overseas.
  • The employer doesn’t currently self-insure any of the benefits.
  • There have been no more than two claims on existing or previous policies in the last five years.
  • The employees details you’re using for the quote are less than three months old.
  • The cover is open to new employees – it will cover any new eligible employees.

For group life assurance quotes

  • None of the employees are currently insured under a Group Life Assurance Benefit or Dependants’ Pension policy with us.
  • Before we set up your policy, you will need to have a scheme to which we can pay claims.
  • No individual's benefit is more than £3million.
  • None of the employees are absent from work for three months or more because of a life threatening condition.

For group income protection quotes

  • None of the employees are currently insured under a Group Income Protection policy with us.
  • No individual's benefit is more than £350,000.

If any statement is not true, please give us a call. We should be able to give you a quote, we’ll just need a bit more information.

You can use Online Quote and Buy  straight away if you have registered before. If not, you’ll need to  register  first.

Online Quote and Buy

Not registered?

System available Monday to Friday 8am to 9pm, Saturday 8am to 6pm.

0800 072 9973
Monday to Friday 9am to 5pm.

We may record and monitor calls.  Call charges will vary.

Customer using ipad

Typical costs

Our Group Income Protection cover can cost 0.66% salary on average.

Group Life cover can cost 0.35% salary on average.

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