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Group Protection.

For 85 years, we've been providing protection to companies who use us to protect their most valuable asset, their employees.

We know that every company is different, so as an employer you can rely on us to quickly and effectively set up and tailor a protection scheme that works for you. Our passion for treating our customers fairly means you can trust us to deliver financial security to your employees when it really matters.

Our productsThe benefit
Group Life Assurance and Dependants' Pensions A lump sum benefit that is normally paid tax free up to the lifetime allowance or as a dependants pension, or both when an insured employee dies in service.
Group Income Protection Provides an income when an insured employee is unable to work long term due to illness or injury. Where appropriate, we can provide early intervention and rehabilitation.
Group Critical Illness Cover A tax free lump sum benefit for insured employees who suffer from an insured condition, and survive a set time period.
Flexible benefits We offer a range of flexible and voluntary protection benefits that can be designed to suit your budget and scheme set up. Gives your employees choice, within agreed limits, to select the cover that meets their needs.
Ill Health Early Retirement Benefit Designed to help reduce the liability on a pension scheme, following the ill health early retirement of a pension scheme member. Our policy pays a lump sum when a member that we’re covering retires early due to ill health.

Worklife Solutions

Whether you're switching your Group Protection scheme to us or it's your first scheme, it's important to appreciate the collection of benefits that you can take advantage of.

Our Worklife solutions provide a rewarding component to our proposition and enables you to provide your employees with much more.


0345 072 0751

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Typical costs

Our Group Income Protection cover can cost 0.66% salary on average.

Group Life cover can cost 0.35% salary on average.
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Your guide to Group Income Protection

Access our useful online Group Income Protection guide to help you administer a policy.

Your guide to flexible benefits

Access our useful online flexible benefits guide to help you administer a policy.