We offer a range of flexible protection benefits that can be designed to suit your budget and scheme requests, that also give your employees the choice of selecting certain levels of cover.
Flexible benefit plans have been growing in popularity over recent years as employers not only look for ways to control their costs, employees are also demanding a benefits package that’s much more relevant to their needs today.
We've been helping advisers and employers deliver the right solution for employees for over 10 years now.
You can choose a range of core benefits that employees can top up and change, as long as they're still employed by you, according to their life stage or individual circumstances. This can normally be funded in full or part by you. for further details, please refer to our guide to flexible and voluntary benefits.
We also provide voluntary plans for Group Life Assurance and Group Critical Illness Cover, where the costs are met by the employee through salary deduction or salary sacrifice. This includes options for employees to add cover for their spouses, registered civil partner or unmarried partner. This could be attractive to the employee, with premiums potentially being favourable with cover being provided through a group arrangement.
You can find out more information in our FAQ section and our guide to managing Group Protection policies.
We'll continue to provide cover and pay any valid claims as long as premiums are paid and policy terms are met. Policy terms will be unique to each business and there are some circumstances where we won't provide cover. We'll give you the terms with our quote and you should read this together with our technical guide.
We may record and monitor calls. Call charges will vary.
Access our useful online flexible benefits guide to help you administer a policy.