A tax-free cash lump sum for your employees when they need it most.
Group critical illness cover is a valuable staff benefit that provides a tax-free cash lump sum if your employee has been diagnosed with a specified serious illness or condition, for example cancer, stroke or multiple sclerosis. This could happen more than you may think.
The cash lump sum is designed to help ease employee's financial concerns to pay bills, cover the costs of trips to the hospital, specialist treatment or modifying homes leaving them to concentrate on their recovery.
We'll continue to provide cover and pay any valid claims as long as the policy terms are met. You can find when we will and won't pay claims and a glossary of terms, in our technical guide (PDF: 637KB) . In particular, please read about pre-existing and related conditions exclusions.
We’ve partnered up with healthtalk.org, a charity that provides information and support for a range of health issues by sharing real life experiences, to help people understand what it’s really like to have a health condition. We believe this facility could provide invaluable support for your employees as well as their family and colleagues, when faced with a potentially life changing condition.
Access our useful online flexible benefits guide to help you administer a policy.