Group Critical Illness Cover.

What it is

Group Critical Illness Cover provides a tax free lump sum benefit to eligible employees who suffer from or undergo a specified insured condition after a specified survival period. We also offer a free telephone based employee assistance programme (EAP) – WorkLife Solutions with every scheme. The EAP service is provided by PPC Worldwide, it aims to help give employees support when they need it. Available 24 hours a day online and by phone, employees have unlimited access to experienced counsellors, legal representatives and nurses, 365 days a year.

Extras for your employees

That’s not all. As a group protection member, you and your employees can also access 100s of discounted offers through our Workplace Rewards website for free. Why not take advantage of the 10% discount we can offer on Allen Carr’s smoking cessation courses. Or sign up to health and wellbeing days, in association with the British Heart Foundation, designed to encourage staff to look after their health and heart.

These are just some of the great incentives we can offer you to help motivate your employees.

Why work with us

• Our experience - As a leading provider of group critical illness and flex benefits, we understand our customer and develop product initiatives that reflect their changing needs.
• Options - We cover up to 38 conditions, 12 under our Core option and 26 under our Additional option.
• Customer service - We were given sixteen 5 star awards in the F&TRC e-commerce Group Risk report, including Plain English and New eBusiness, for helping our customers understand what we can cover.
• Claims service – we deal with every claim on an individual basis with the aim to deliver the best customer service and experience.
• Industry awards - We were awarded the Cover Excellence Award in 2011 for our Group Critical Illness Cover for the fourth time.

Call us on 0845 072 0751 or speak to your regular Business Development Consultant and let us help you manage your Group Protection scheme.

Find out more on our product features page.

You need to know

We’ll continue to provide cover and pay any valid claims as long as premiums are paid and the terms are met. There are some circumstances where we won’t provide cover which you can find out more about in our technical guide. In particular, please read the detail about pre-existing and related conditions.

Key documents

• Group Critical Illness Cover technical guide  PDF: 843KB
• Quote request form  PDF: 313KB
• Group Critical Illness claim form  PDF: 594KB