Group income protection aims to provide an income for an employee when they're unable to work long term, as a result of an illness or injury. Payment normally starts after a deferred period, like a waiting period, (often 26 weeks) and can continue until the employee returns to work or, if earlier, their state pension age.
As well as the financial support, we aim to help you manage long-term sickness absence. Policies include rehabilitation where appropriate to help support employees back into the workplace. Policies can also provide partial benefits when an employee is able to return on a part-time basis or to a lower-paid role.
Read our Group income protection product brochure (PDF: 1110KB) and Group income protection technical guide (PDF: 2674KB) for more details.
We’ve partnered up with healthtalk.org, a charity that provides information and support for a range of health issues by sharing real life experiences, to help people understand what it’s really like to have a health condition. We believe this facility could provide invaluable support for your employees as well as their family and colleagues, when faced with a potentially life changing condition.
We may record and monitor calls. Call charges will vary.
Access our useful online Group Income Protection guide to help you administer a policy.