SmartQuote - get a faster, easier and smarter Home Insurance quote

Our industry leading SmartQuote tool has been rewriting the rules of Home Insurance for intermediaries and their clients for nearly two years.

Using what we already know about your customer’s local area and property from publicly available data sources, SmartQuote gets rid of the need for complex questions, allowing you to provide your customers with a quote in just five questions. A better service for your customer, more sales for you.

This makes it far quicker than the process you’re used to and reduces the non-disclosure risk, giving you greater peace of mind.

In 2020, we listened to Advisers feedback and made some changes to SmartQuote, we made it:

Faster: Reduced the number of screens you need to click through to get a Home Insurance quote.

Easier: Changed some of the language used in the journey from ‘you’ to ‘your client’ to avoid any confusion about information we need.

Smarter: Introduced a new ‘application’ phase, for cases where your client has agreed to go ahead with the policy but doesn’t yet know their mortgage completion date. So you can capture all the remaining information you need, such as bank details, before saving the quote again prior to submission you’ll no longer need to contact your client again at the point of activating the quote.


In October 2020, we updated our address and postcode files and have improved our quotability for properties in the UK and we're also continuing to do this. You’ll now be able to use SmartQuote to get a home insurance quote for an additional 1.16 million properties, including around 800,000 in Northern Ireland.

See our smarter SmartQuote

SmartQuote just got smarter video