10 August 2018

Preparing for a summer holiday

School’s out and many of your customers will soon be off on holiday. We all need time to recharge our batteries - but it only takes a small lapse in judgement for a dream holiday to turn into a nightmare.

Tourists and unoccupied homes are often targeted by opportunistic thieves. Empty houses may also be at risk of fire and flooding if the right precautions aren’t taken. Take the time to talk to your customers about preventative measures they can take and ensure they have the right cover in place for a stress-free summer holiday.

Lock up

It sounds obvious but many of us have deadbolts we tend to leave unlocked on a day-to-day basis, or windows we leave open for pets. Customers should set their alarm (if they have one) and remove any keys they normally keep hidden outside the property. Gardens can be an easy win for thieves and can allow them easier access to the property. Homeowners should check gates, make sure sheds are locked and that valuable items like furniture, bikes and tools are secure.

Unplug

Coming home to a fire or flooding can undo the effects of weeks of relaxation. Remind customers to shut off the water and turn everything off at the socket - if only to save themselves money on their utility bills.

Make the house look occupied

Suggest that your customer invests in lighting that can be set to come on at different times. Those with friends or relatives nearby could ask them to pop in to water the plants and clear the post - if anyone looks through the letterbox a mountain of post is a dead giveaway that the house is unoccupied. If they are lucky enough to have nice neighbours, perhaps they could ask them to park their car in their driveway now and then to make it look as though someone is home.

School’s out and many of your customers will soon be off on holiday. We all need time to recharge our batteries - but it only takes a small lapse in judgement for a dream holiday to turn into a nightmare.

Tourists and unoccupied homes are often targeted by opportunistic thieves. Empty houses may also be at risk of fire and flooding if the right precautions aren’t taken. Take the time to talk to your customers about preventative measures they can take and ensure they have the right cover in place for a stress-free summer holiday.

Keep valuables out of sight

Valuables like laptops, jewellery, cameras and tablets shouldn’t be visible through windows and if possible should be difficult to find during a break in. This applies in hotels, holiday homes and cars as well. Remind customers not to leave a portable sat nav in their car in an airport car park - worst case scenario it could provide thieves with a handy map to your customer’s unoccupied house.

Limit what they take

The fewer valuable items they take with them, the smaller the risk. Tell customers to be smart, carrying only what they need with them. Visible jewellery, expensive handbags and even smartphones can attract the attention of thieves.

Be safe online

Remind customers to be discreet online and avoid advertising the fact their home will be unoccupied - particularly if their accounts are not private. It’s also worth resisting the temptation to ‘check in’ anywhere - criminals in the area may be able to target you, looking at your social accounts to get an idea of your lifestyle.

Get the right level of cover

Why not recommend our Home Insurance Choices? With optional cover available to help customers protect the personal possessions they carry with them, we’ll cover possessions against loss and damage all year in the UK and up to 60 days abroad. With the right insurance and a little extra vigilance your customer could help protect their property, personal belongings and peace of mind - leaving them free to make memories.

Find out more about Home Insurance Choices. Limitations and exclusions apply.