Important Information: Changes to Lifestyle Cover

Due to the current economic outlook in the UK following the outbreak of Coronavirus, we’ve reviewed our approach to sales of Lifestyle Cover, our Accident, Sickness and Unemployment product.

With immediate effect, unfortunately, we’ll be temporarily pausing new sales of Unemployment Cover (both standalone and alongside Accident and Sickness Cover) owing to the risk of an economic downturn resulting from COVID-19.

We’ll continue to offer Unemployment Cover to existing customers at renewal subject to usual policy terms and conditions. Mid-term adjustments may be subject to certain restrictions.

Any existing quotes which included Unemployment cover and are within the quote validity period will not be impacted. However , the usual policy terms and conditions apply which includes:

  • We will not cover unemployment which they have been notified about, either verbally or in writing, or a re organisation, restructure or programme of redundancy, affecting their role, which is formally announced by their employer within the 60 day qualifying period unless we have agreed to match unemployment benefits from another policy.
  • For full terms, conditions, limitations and exclusions, please refer to our Lifestyle Cover Policy Booklet

If you make any amendments to an existing quote for Unemployment Cover, this may result in the quote no longer being valid.

There are currently no changes to Accident and Sickness Cover and you can continue to offer this to your customers.

Our sales systems, GIology and GI Connect will be updated to reflect these changes shortly, but we’d kindly ask for your support and understanding and ask you to refrain from selling Unemployment Cover at this time.

If you have any queries, please get in touch with your Legal & General Account Manager. You can find their details on our Adviser Centre.

Thanks for your continued support.