Additional cover options

For added peace of mind, your clients can choose to tailor their policy to suit their circumstances with our optional cover, available for an additional premium.

1. Legal Expenses and Rent Guarantee 

What would your client do if their tenant absconded without paying their rent? Would they be able to afford their mortgage payments on their let property as well as maybe their own?

Our additional option provides cover for irrecoverable costs and fees to pursue or defend claims in breach of the tenancy agreement and unpaid rent for in excess of one month and up to 12 months.

Squatters Cover is for the negotiation of your customer's legal rights to evict squatters.

2. Accidental Damage and Malicious Damage by Tenant Cover

Who knows what accidents could happen or what damage could be maliciously caused by a tenant when your customers let their property? This covers against accidental damage and malicious damage by tenants and can help your customers put everything back to normal.

What's covered?

Buildings 

Your customer will be covered for accidental and malicious damage to their let property's:

  • Building structure and;
  • Fixtures and fittings (such as fitted wardrobes).

Contents

Your customer will be covered for accidental and malicious damage to their let property's:

  • Carpets
  • Furniture
  • Fittings (such as curtains).

Please be aware, this cover will not apply in certain circumstances. For example, if any of the tenants in the property are students or where satisfactory credit references have not been obtained.

Important Information

These are only a few of the limitations and exclusions that apply. For full details of what is and isn't covered, as well as our acceptance criteria, refer to the  PDF file: Landlords Insurance - Insurance Product Information Document (QGI13959) PDF size: 136KB    PDF file: Landlords Insurance - Policy Booklet (QGI6409) PDF size: 1.4MB