Castle Trust Bank

Who we are

At Castle Trust Bank we specialise in holiday property and residential Buy to Let funding, working closely with brokers to find bridging and term lending solutions for their property investor clients. We can fund up to £15m, providing your clients with the support they need to purchase investment properties.

Our specialisms:

As long as they have a UK mortgage footprint, we’ll consider applications up to 80% gross day one LTV from first-time landlords, limited companies, ex-pats, and foreign nationals for:

• Buy to Let purchase/re-finance – we can also top-slice UK income for stress coverage
• Holiday Lets – we use holiday let income, Not AST
• Refurbishments
• Development exits
• HMOs
• Multiple Units – including those held under a single freehold

Our BTL TermTen product offers up to 75% LTV with fixed rates for the initial 2, 3 or 5 years, and the ability to link to the bridging loan to provide a guaranteed exit option through our Bridge-to-Let option, should it be needed. We pride ourselves on our ability to think creatively, and our BDMs can offer instant terms on all bridging, Term Ten and Bridge to Let loans.

If you have a residential or holiday Buy to Let case – find your BDM here and give us a call.

Useful links

• Buy to Let summary
• Lending criteria
• Other downloads
• Meet the team and find your BDM

What we do

Our property lending division provides specialist bridging and development solutions for property investors. We specialise in bridging finance for buy-to-let and holiday let purchases, as well as for light refurbishments. We also offer ten year term mortgages through our TermTen product with initial fixed rates for 2, 3 or 5 years, and the ability to provide a guaranteed exit option on our bridging loans by linking to our TermTen product, through our bridge-to-let option, should it be needed. We pride ourselves on our ability to think creatively, can offer instant terms on TermTen and bridging loans up to £500,000