How to register with this lender as a new user

You can call us on 0330 818 0355 or fill out this form.

How to contact this lender

You can call our BDM team on 0330 818 0355 or email intermediaries@habito.com.

(9am – 5:30pm Monday to Friday)

Alternatively visit our intermediaries website which contains lots of important information on our products, criteria and how to do business with us.


 Any urgent issues please speak to Richard Winston our Business Development Lead on 07917 843500

Who we are

Habito is an online mortgage company, on a mission to make mortgages easier - both for customers and brokers. Our simple platform, friendly underwriters, and cutting-edge technology make it a breeze to get a Habito mortgage whether it’s a long-term residential fixed deal, or a buy-to-let deal (individual, company, or portfolio).

Why Habito?

✓ Majority of our customers get a mortgage offer within just 13 days

✓ Instant decision replaces unreliable DIPs – we run affordability and every credit rule without impacting your customers’ credit score

✓ Simple, user friendly lending platform

✓ Real-time underwriting gives you more certainty

✓ Friendly, contactable BDM and underwriting team

We have a comprehensive range of Residential & Buy-to-let products

  • Term fixed rates from 10-40 years – Habito One (Residential Only)
  • Longer-term fixed rates BTL (10 yr fixed max)
  • Competitive pricing
  • Low deposits
  • BTL Individual, company & portfolio landlords all welcome
  • Sympathetic to self-employed and older customers
Fee received from lender
(Gross fee)
We'll pay you
(Net fee)