Keystone Property Finance

How to register with this lender as a new user

To register with Keystone go to

Download and complete the Broker Registration form and Intermediary Agreement form.

Once complete please return both forms to us via email or post.

By email:

By post: Keystone Property Finance, 42 Kings Hill Avenue, Kings Hill, 
                West Malling, Kent, ME19 4AJ

We aim to turnaround registrations the same working day, but it can take up to 24 hours (Monday to Friday).

Once registered you will receive an email providing login details to our submission system.

How to add Mortgage Club as a payment route with this lender

Please confirm on the broker registration form that you are a member of Legal and General Club and do not provide any payment details.

Or use the specific Legal & General Broker Registration Form

How to contact this lender

Who are Keystone?

Keystone Property Finance is a specialist BTL lender which can lend to landlords borrowing both personally and through a variety of corporate structures including SPVs, LLPs and trading limited companies.

It has already established itself as the go-to lender for landlords with complex borrowing requirements and for those looking to finance higher-yielding properties such as HMOs and multi-unit freeholds.

Why would you use Keystone?

Keystone’s business managers and underwriting team have many years’ experience and knowledge of the BTL mortgage industry. This is combined with a brand new cloud based AIP and application system that will enable brokers to transact cases quickly and efficiently.

Lending Criteria Overview

  • Individuals, SPV’s & trading limited companies
  • LLP’s
  • Ex-pats - tier 1 and tier 2 visa holders
  • First-time landlords
  • Portfolio landlords – up to £2m in aggregate
  • No minimum income
  • No minimum employment term
  • Remortgages within 6 months of ownership
  • HMO’s to 8 beds
  • Multi-units up to 10 flats
  • New build properties
  • Ex-LA properties
  • Flats above commercial premises
  • Student tenants acceptable
  • Gifted deposits
  • Minimum property value - £75,000
  • Minimum loan amount - £50,000
  • Maximum loan amount - £1,000,000

Rates start from 2.99% 

See full product range here -

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Buy to Let Range 0.800% 0.700%