How to register with this lender as a new user

  • Go to and click on Register.
  • Read through and agree to Site Use Terms & Conditions.
  • Complete Registration Form and click Request Access.
  • An email containing a verification link will be sent to registered email address

How to contact this lender

Call our underwriters directly on 020 7096 2700, or email us at

Landbay is a specialist buy-to-let lender providing tailored lending solutions for landlords operating across many sectors of the market. Starting from 3.09% products include fixed and no ERC tracker rates, with some products designed specifically for HMOs, MUFBs and expats.

Landbay’s team offer an in-depth knowledge of the mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips them to take on complex cases. With a highly experienced underwriting team on board, who you can speak with directly, Landbay provides a transparent and rational approach to securing mortgage finance, with speed and flexibility at its core.

Our Criteria Highlights

  • HMOs – up to 15 beds
  • MUFBs – up to 10 units
  • Limited Companies and Limited Liability Partnerships
  • Trading businesses
  • New build flats
  • Assignable contracts
  • Flats above commercial
  • First time landlords
  • First time buyer, first time landlords
  • First time HMO’s - 12 months prior experience as a landlord
  • Student lets
  • Lease 45 years at the end of the term
  • Ex Local Authority flats
  • Local Authority tenants (DSS)
  • Up to 36 month AST’s
  • Corporate lets
  • Min loan £50,000
  • Max loan £1,500,000
  • Max portfolio £5,000,000
  • Min val £80,000 standard property
  • Min val £120,000 HMO/MUFB
  • Can use own solicitors on a dual rep basis – subject to a minimum of 4 partners.

Find out more at

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
All Products 0.500% 0.450%