Legal & General Home Finance

How to register with this lender as a new user

To register with us for Lifetime Mortgages, visit the KFI registration page and follow the registration process.

We'll then carry out two checks:

  1. Check the firm has the correct permissions registered on the FCA register.
  2. Seek the written approval from either the principal of the firm, a director or compliance officer that the individual in question is qualified and authorised. If the firm is an AR we will seek the approval of their principal network.

Once these checks have been completed, you'll be set up with access to our online services.

How to contact this lender

Call us on 03330 048444 for more information about our products and support.

Call charges will vary. Calls may be monitored and recorded.

Alternatively email us.

If you’re contacting us by email please remember not to send any personal, financial or banking information because email is not a secure method of communication.

Our Lifetime Mortgage is a loan secured against the client’s home. It lets them release some of the money tied up in their home, without having to move, as fax-free cash. It will reduce an inheritance and there may be cheaper ways to borrow money. Our team is dedicated and focused on providing market-leading products backed by high-quality customer service.

Why choose us for lifetime mortgages?

With our Lifetime Mortgages:

  • There is a no negative equity guarantee option.
  • There is an inheritance protection option.
  • Clients can choose to include a 2% cashback option (except on our Premier Flexible and Premier Optional Payment products).
  • With our Flexible Lifetime Mortgages your client can pay up to 10% each year of the total borrowing (excluding interest) without triggering an early repayment charge.
  • With our Optional Payment Lifetime Mortgages your client can pay from £25 to 100% of the monthly interest without triggering an early repayment charge.

You can:

  • Access our dedicated support team, either face to face, by phone or email, to help you build your business and achieve successful completions.
  • Access key information when you need it with our online KFI portal, available 24/7. 
  • Receive an instant decision in principle with our online application service.

Visit our Lifetime Mortgages page or call us on 03330 048444 for more information about our products and support. Call charges will vary. Calls may be monitored and recorded.

Alternatively email us.

If you’re contacting us by email please remember not to send any personal, financial or banking information because email is not a secure method of communication.

 

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
All products 2.300% (min £525) 2.250% (min £500)
Premier Flexible or Premier Optional Payment 2.005% 2.000%
Further Drawdown 1.000% 1.000%
Loans over £444,444 0.050% + £10,000 0.000% + £10,000
Income Lifetime Mortgage (Initial Drawdown only) 2.300% (max £10,000) 2.250% (max £10,000)