How to register with this lender as a new user

To register please Click here


How to contact this lender

Call our Lending Specialists Team on 020 7036 2020 Monday to Friday, 9am to 5.30pm.

We may record and monitor calls. Or email us on

About Masthaven

Our mission is to build a bank that challenges the conventions of traditional banking. We aim to take a broader view of customer lending criteria, giving you direct access to expert underwriters and flexible solutions, quickly and conveniently.

First charge or second charge, residential or buy to let, unlike others we don’t box-tick or credit-score. Society is changing, and our mortgage products reflect that: from helping contractors and self-employed to those that don’t meet the typical high street profile.

Self Employed

  • From 18 months trading – accountants certificate accepted
  • Salary plus share of dividend used for Limited Companies

Credit Flexibility

  • No Credit Scoring
  • CCJs/Defaults under £300 or over 36 months allowed
  • Recent CCJs/Defaults and missed mortgage payments also considered


  • From 3 months in the role
  • Day rate x 5 x 46
  • 3 months remaining on contract and evidence of renewal

You’ve also got access to our second charge mortgage range, great for customers with:

  • Very competitive existing fixed/tracker rates on their current mortgage
  • Recent CCJ’s/Defaults under £300
  • Existing mortgage on interest only
  • Early redemption charges

Customers can use funds for:

  • Home improvements
  • Business purposes
  • Deposit for Buy to Let
  • Debt consolidation

Take a look at our latest product guides

Call our Lending Specialists Team if you’ve any questions or case enquires on 020 7036 2020.  If you haven’t already, you can register to place business online today.


Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Second Charge Loans 1.100% 1.000%
First Charge Lending 0.550% 0.500%
Bridging and Development Finance 1.500% 1.300%