Masthaven

How to register with this lender as a new user

To register please Click here

 

How to contact this lender

Call our Mortgage Support Services team on 020 7036 2020 Monday to Friday, 9am to 5.30pm.

We may record and monitor calls. Or email us on mortgages@masthaven.co.uk

About Masthaven

Our mission is to build a bank that challenges the conventions of traditional banking. We aim to take a broader view of customer lending criteria, giving you direct access to expert underwriters and flexible solutions, quickly and conveniently.

Unlike others we don’t box-tick or credit-score. Society is changing, and our mortgage products reflect that: from helping contractors and self-employed to those that don’t meet the typical high street profile.

Self Employed

  • From 18 months trading – accountants certificate accepted
  • Projections considered if 9 months into current trading period and have 2 years finalised
  • Salary plus share of dividend used for Limited Companies


Credit Flexibility

  • No Credit Scoring
  • CCJs/Defaults under £300 or over 36 months allowed
  • Recent CCJs/Defaults and missed mortgage payments also considered


Contractors

  • From 3 months in the role
  • Day rate x 5 x 46
  • 1 month remaining on contract and evidence of renewal


Find out more about our first charge mortgage rates here.

You’ve also got access to our second charge mortgage range, great for customers with:

  • Very competitive existing fixed/tracker rates on their current mortgage
  • Recent CCJ’s/Defaults under £300
  • Existing mortgage on interest only
  • Early redemption charges


Customers can use funds for:

  • Home improvements
  • Business purposes
  • Deposit for Buy to Let
  • Debt consolidation


Find out more about our second charge mortgage rates here.

Call our Lending Specialists Team if you’ve any questions or case enquires on 020 7036 2020.  If you haven’t already, you can register to place business online today. 

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Second Charge Loans 1.100% 1.000%
First Charge Lending 0.550% 0.500%
Bridging and Development Finance 1.500% 1.300%