Post Office in association with Bank of Ireland (Selected Partners Only)

How to register with this lender as a new user

Visit Post Office and complete the online registration form. 

How to add Mortgage Club as a payment route with this lender

When submitting an application it will ask you to select your mortgage club as the payment route. Please choose ‘Legal & General Partnership Services’

How to contact this lender

We’re here to help. Simply call 0345 266 8928 and speak to our UK based sales team or visit our dedicated site.

Direct Access is only available to select Partners, please contact our Mortgage Support Services for further information on 01226 230504.

Bank of Ireland has partnered with Post Office Money to create an intermediary lender from a trusted high-street brand.

For over 300 years we have continually evolved to serve the changing needs of different generations. This has allowed us to become rooted in the communities we serve, whilst maintaining a deep sense of social purpose. Our new generation of mortgages are designed to meet the changing needs of your customers.

Why choose us?

  • Expertise you can rely on
    Benefit from our established team of mortgage experts, including underwriters with long standing experience in the intermediary mortgage market. We can offer you fast, consistent underwriting decisions, so you can be confident your case is in safe hands.
  • Broad product range
    We have a broad range of everyday mortgages covering mover, remortgage and Buy to Let mortgages at competitive rates. We always put your customers’ needs in the forefront of everything do. That’s why we’ve recently introduced first time buyer and older borrower solutions.
     

First time buyers

No deposit. No problem.  Post Office Family Link™ is designed for your customers who haven’t saved a deposit but have good affordability.  To explain how it works take a look at our broker video:

Watch the video

More borrowing power. First start boosts your customers borrowing power by combining their income with a sponsor. So, together they can borrow more, responsibly. To explain how it  works take a look at our broker and customer videos.

Older borrowers

Post Office Retirement Link™ is our alternative to equity release. It’s simply a mortgage for retired customers; they use their pension income to pay for it. And because it’s a residential mortgage you don’t need a lifetime qualification to sell it.

Service you can rely on

  • Our team are ready to help you with your queries. Find your dedicated support using our support look up tool and our intermediary enquiry line is open 8:30am-6pm Monday to Friday

Flexible criteria

  • We’re always improving our criteria; we accept contractors, have a no minimum income for our Buy to Let mortgages and offer up to 95% LTV.

Easy to use online application system

Our award winning online application system is designed to be simple to use and easy to understand.

You’ll benefit from:                              

Document upload - secure document upload and auto packaging for underwriter assessment

Quick registration - start submitting new business within minutes

Easy to use - straightforward forms, clearly labelled, with a helpful application progress bar

Flexibility – cases can be shared between broker and administrator for easy progression

Simplicity - easily move between applications, saving as you go

Document bundling - for compliance evidencing

Case messaging - two way communication straight to your underwriter

Online offers – download the offer to speed up the process

Together, we make it happen, Register with us now

Register now

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential 0.400% 0.370%
Buy to Let 0.500% 0.465%
Residential - Retention 0.250% 0.230%
Buy to Let - Retention 0.250% 0.230%
Post Office Family Link 0.500% 0.470%
Post Office Retirement Link 0.500% 0.470%
Porting and Further Advance 0.250% 0.230%

Direct Access is only available to select Partners, Please contact our Mortgage Support Services for further information on 01226 230504.

Post Office Mortgages are not available in Northern Ireland.