Prestige Finance

How to register with this lender as a new user

Email us at with your registration form and request to be added to our panel as a member of the Legal & General Mortgage Club. Once you have passed our registration checks we will send you your username and password to access the Passport broker portal online.

How to add Mortgage Club as a payment route with this lender

Once registered, go to our home page where you can provide your username and password to access the Passport broker portal.

How to contact this lender

Call 020 8955 7781 or email to contact our Underwriting team.

Who are Prestige Finance?

We are part of OneSavings Bank and have been providing second charge loans in the UK for over 30 years. Whether your clients are looking for an alternative to a remortgage or need a loan for home improvements, our residential loans can be used for virtually any purpose. 

What can we do for you?

We offer a range of second charge Residential loan products.

Contact us today to arrange loans with:

  • A specialist provider of second charge mortgages
  • Cost effective additional borrowing for your clients – not affecting the first charge mortgage
  • Specialist underwriters assessing each case on its own merits
  • Variable and fixed rate options
  • Competitive rates across our range of products

Visit our website for further information on our products and current rates. 

We are active members of the Finance and Leasing Association (FLA), authorised and regulated by the Financial Conduct Authority (FCA) and we follow the FLA Lending Code. 

Submitting an application

Before submitting an application with us you might find it useful to read our guide on how to register and our user guide for the Passport broker portal.

There is also a Credit Search Form which needs to be completed and submitted to us once you have your clients consent. We will complete the credit search and input the details onto the Passport system for you.

Ways to get in touch

To discuss your case today, call 0208 955 7781, email or visit
Prestige Finance
Prestige House
16 Melbourne Road
WD23 3LN

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
2nd Charge - Prime 1.100% 1.000%
2nd Charge - Near Prime - PF3 & PF4 1.100% 1.000%
2nd Charge - Near Prime - PF5 1.350% 1.250%
2nd Charge - Near Prime - PF6 1.600% 1.500%