Vida Homeloans.

How to register with this lender as a new user

Click here to Register with Vida Homeloans.

How to add Mortgage Club as a payment route with this lender

Select Legal & General as your payment route.

How to contact this lender

Call their experienced telephone BDMs on 03300 246246.

Vida is 100% committed to intermediaries, working in partnership with you to deliver a first class service to your clients. Here are just a few reasons as to why you should use Vida Homeloans:


  • Help to Buy remortgage, including staircasing, up to 85% LTV
  • Dedicated New Build Team for houses and flats
  • Interest Only up to 70% LTV
  • Up to 4 incomes accepted
  • Self Employed min 1 year trading
  • Right to Buy – 100% of discounted purchase price
  • Helping Hand - Joint borrower/sole proprietor90% LTV for FTB & Home Movers

Buy To Let:

  • Up to 85% LTV
  • Worldwide Expats investing in the UK
  • HMOs & Multi Unit Blocks
  • Portfolio Landlords up to £4m/20 properties
  • Rental Top-up from 115%
  • Trading Company or SPV
  • First time buyer/first time landlord
  • No minimum income on BTL (unless FTB/FTL, topping up or don’t currently own a UK property)

All Products: 

  • Improving credit history accepted
  • Debt Management Plans accepted
  • Gifted deposits allowed
  • Non-standard property types considered
  • Fee Saver products available on both ranges
  • Ex-Local authority properties

Experienced team 

Direct access to experienced underwriting decision-makers. Dedicated Key Account Managers and Telephone BDMs covering all of England,Wales and Scotland.


Residential products -

Buy to Let products - 

Useful links 

Affordability Calculators

Residential Calculator

Buy to Let Calculator

Lending criteria

Useful Documents

Criteria Guide

Residential Rate Guide

Buy to Let Rate Guide

Help to Buy Guide

Expat Flyer

Meet the Team

Find your local Key Account Manager and their contact details.

CALL VIDA ON 03300 246 246

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential products 0.450% 0.400%
Buy to Let 0.500% 0.450%