Vida Homeloans.

How to register with this lender as a new user

Click here to Register with Vida Homeloans.

How to add Mortgage Club as a payment route with this lender

Select Legal & General as your payment route.

How to contact this lender

Call their experienced telephone BDMs on 03300 246246.

Vida is 100% committed to intermediaries, working in partnership with you to deliver a first class service to your clients. Here are just a few reasons as to why you should use Vida Homeloans:


  • 90% LTV for FTB & Home Movers
  • Helping Hand - Joint borrower/sole proprietor
  • Dedicated New Build Team for houses and flats
  • Interest Only up to 75% LTV
  • Up to 4 incomes accepted
  • Self Employed min 1 year trading
  • Right to Buy – 100% of discounted purchase price
  • Debt consolidation allowed

Buy To Let:

  • Up to 85% LTV
  • Worldwide Expats investing in the UK
  • HMOs & Multi Unit Blocks
  • Portfolio Landlords up to £4m/20 properties
  • Rental Top-up from 115%
  • Trading Company or SPV
  • First time buyer/first time landlord
  • Capital Raising on BTL Bridging allowed
  • No minimum income on BTL (unless FTB/FTL, topping up or don’t currently own a UK property)

All Products: 

  • Improving credit history accepted
  • Debt Management Plans accepted
  • Gifted deposits allowed
  • Non-standard property types considered
  • Fee Saver products available on both ranges
  •  Ex-Local authority properties

Experienced team 

Direct access to experienced underwriting decision-makers. Dedicated Key Account Managers and Telephone BDMs covering all of England,Wales and Scotland.


Residential products -

Buy to Let products - 

Useful links 

Lending criteria - 

Residential calculator -

BTL calculator - 

Important documents (rate sheets, criteria guide, help sheets, etc)  -

Or visit their website for more information.

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential products 0.450% 0.400%
Buy to Let 0.500% 0.450%