Vida Homeloans.

How to register with this lender as a new user

Click here to Register with Vida Homeloans.

How to add Mortgage Club as a payment route with this lender

Select Legal & General as your payment route.

How to contact this lender

Call their experienced telephone BDMs on 03300 246246.

Specialist Intermediary only lender with a breadth of criteria driven lending solutions, Vida Homeloans.

Residential product range highlights: 

  • Recently self-employed - 1 year’s verified accounts or SA302
  • Impaired and improving credit - small or life events allowable. Debt Management Plans considered
  • Borrowing in or into retirement - maximum 85 years old at end of term
  • Interest only up to 75% LTV – available on any scheme

Buy To Let product range highlights:

  • Rental calculation top up - 125% rental can be topped up from 115% with surplus income
  • Limited company or SPV - available on any trading limited company with minimum 1 year’s accounts
  • HMOs - from 2 bedrooms up to 8 bedrooms
  • Expats - no additional rates or fees

Key criteria and service features across both ranges: 

  • Up to 100% of income from second jobs accepted
  • Full 2, 3 or 5 year initial product terms available from completion
  • Cascade underwriting up and down – resulting in the right product and rate for your customer
  • Fully automated DIP and application system, including document upload and 24/7 case tracking
  • Fees can be added at all LTVs

Experienced team 

Direct access to experienced underwriting decision-makers. Dedicated Key Account Managers and Telephone BDMs covering all of England and Wales.

Download their criteria here.

Or visit their website for more information.

Fee received from lender
(Gross fee)
We'll pay you
(Net fee)
Residential products 0.450% 0.400%
Buy to Let 0.500% 0.450%