Latest From The Blog

Changes to Self Employed Income Evidence from AMI

Over the last two years AMI have been working closely with HMRC regarding the changes in how self-employed applicants evidence their income when applying for a mortgage.

Equity Release 101 Part 2 Webinar from Key Partnerships

You can register now for the brand new 'Equity Release 101 Part 2' Webinar which will take place on Wednesday 4th April 2-3pm

Three things you should know about buy to let products from Ipswich

In 2015 it was announced there would be changes to mortgage tax relief for buy to let mortgages.

Halifax are changing some of their Loan to Income (LTI) caps

Halifax are changing some of their Loan to Income (LTI) caps and creating some new bands

A massive £750 cashback on selected Virgin products

Today, Friday 16 March, Virgin have launched a new £750 cashback incentive on their Intermediary Exclusive BTL products. They are also making improvements to their 90% LTV products, with new rates starting from 1.89%.

Unlocking more opportunity in Shared Ownership

For 30 years Leeds Building Society has been one of the leading advocates for Affordable Housing. Their Shared Ownership mortgages offer 95% borrower share as standard, so you can help your customers secure the home they want.

Gifted Deposit Policy Change from Halifax

With immediate effect, where evidence of a deposit is requested, the documentation requirement to evidence a family gifted deposit has changed.

Coventry announces changes to its BTL policy ahead of the new EPC rules

The rules on EPC ratings are changing. From 1 April 2018, it will be against the law for landlords to grant a new tenancy in England and Wales to either new or existing tenants if the property doesn’t have an Energy Performance Certificate rating of ‘E’ or above.

The HMO Licensing Changes you need to know for 2018

Greater levels of regulation are never too far away, and there will be an extension of HMO licensing from the 1st October this year that your HMO landlord clients will need to comply with.

Improvements to Kent Reliance’s BTL affordability assessment

Kent Reliance for Intermediaries have simplified the Buy to Let interest coverage ratio (ICR) applicable to both Standard and Specialist property types, with some also being reduced.

Precise Launch Standard Bridging and Light Refurbishment Bridging products

Precise have launched their lowest ever Bridging Finance Range.

NatWest make positive changes to their BTL policy

Yesterday we saw NatWest Intermediary Solutions introduce policy changes to their Buy to Let (BTL) proposition.

Newbury Building Society: There is more than one way to split a mortgage

Splitting a mortgage is easy with Newbury Building Society.

New Rental Income Analysis Report Out Now

Did you know that according to the latest results from BDRC Continental's Landlord Panel survey, the average gross rental income earned in the last 12 months is £58,000, down by £1,000 since Q3?

Have You Registered with Together?

As one of the UK’s leading specialist lenders, Together have been bringing common sense to lending for over 40 years.