Critical Illness Cover
Critical Illness Cover pays out a chosen amount of cover if the client is diagnosed with one of our specified critical illnesses, during the term of their policy.
Click the link to see the list of our critical illnesses - Critical Illness covered
We provide cover for a total of 42 conditions, these include 39 full payment conditions, 2 additional payments and terminal illness cover.
Our cover now includes the following:
Spinal Stroke - resulting in symptoms lasting at least 24 hours.
We continue to offer 17 ABI+ definitions after improving the cover for Motor Neurone Disease. This now includes Spinal Muscular Atrophy:
Motor Neurone Disease - resulting in permanent symptoms.
Increasing plans will increase in line with the changes in the Retail Price Index (RPI) subject to a maximum of 10%. The premium increases in line with the change in the RPI multiplied by 1.5 subject to a maximum increase of 15% per annum. The RPI provides an indication of inflation on a monthly basis. The RPI measures and tracks the average change in the purchase price of goods and services such as housing expenses and mortgage interest payments. If the changes to the RPI are 1% or less, then the premium and amount of cover will stay the same until the next review.
Limitations and exclusions apply
We have a wide range of informative literature and sales support designed to help make the sale of our CIC plans straightforward for you, and easy to understand for your customers. Find out more
We also have a innovative definitions tool, AnatoME. Use the tool today.