FAQs

You'll need one of the below equity release qualifications to advise on lifetime mortgages.

• The Certificate in Equity Release is provided by the Chartered Insurance Institute, or CII View - CII.
• The Certificate in Regulated Equity Release is provided by the London Institute of Banking & Finance London Institute of Banking & Finance.

There are a number of systems where the products can be found. Please see links below:

• AiR Sourcing View - AiR Sourcing 
• iPipeline View - iPipeline 
• IRESS UK View - IRESS UK 

Yes, you’ll still need to register with Legal & General Home Finance as it’s a separate business to protection although they’re part of the same group.

Procuration fee rates will vary and will be paid through various distribution routes dependant on the club or network you are part of.

There are a number of clubs which offer a distribution payment route and a varying level of additional support. These include:

• AIR Mortgage Club (formerly known as Equity Release Club)
• Legal & General Mortgage Club (LGMC)
• The Mortgage Alliance (TMA)
• Paradigm Mortgage Services
• Premier Mortgage Services (PMS)
• Advise Wise Mortgage Club
• Premier Equity Release Club
• Simply Biz Mortgages

As with the residential mortgage market, there are many lenders who offer lifetime mortgage products. The lenders in this market in addition to us are:

• Aviva
• Canada Life Home Finance
• Hodge Lifetime
• Just
• LV
• More2life
• One Family
• Pure Retirement

The Equity Release Council (ERC) are the industry body for the equity release sector. They represent lenders, qualified advisers and solicitors.

Once you become a qualified adviser, it is recommended that you become a member of the ERC in order to demonstrate you're aligned with industry standards.

Equity Release Council View - Equity Release Council