We offer products to help you meet your client's needs throughout their retirement.
Our retirement income products include lifetime annuities that reflect health and lifestyle conditions, and fixed term products. The fixed term products are designed to generate an income for your client. Our Fixed Term Retirement Plan has a maturity value at the end of a defined period.
Allows your clients to plan their future knowing what their income will be each year, confident that payments won't fall, with the choice of a fixed or increasing income.
Fixed term annuities
Our Fixed Term Retirement Plan and Cash-Out Retirement Plan allows your clients to receive regular income payments over a term of between 3 and 40 years.
Our Lifetime Care Plan, an immediate needs annuity, provides a guaranteed monthly payment for life to help pay for your clients’ care home fees.
Lifetime Care Plan
Find out who it might be suitable for, the cover it can provide and additional options.
A lifetime mortgage allows your clients to unlock equity from their home without moving and is a loan secured against the client’s home.
Our Lifetime Mortgages can be taken as a lump sum with drawdown options or as a monthly income. Choose from Flexible (Flexible Lifetime Mortgage), Optional Payment (Optional Payment Lifetime Mortgage) or Income (Income Lifetime Mortgage).
Your client can release some of the money tied up in their home as a one off cash lump sum or in smaller amounts as and when they need it.
Let’s your client release some of the money tied up in their home, and can pay part or all of the monthly interest to reduce the overall cost of the loan.
Your client can release some of the money tied up in their home to provide a regular monthly income over a fixed term.
If your client’s existing interest-only mortgage is coming to an end, they could use the Retirement Interest Only Mortgage (RIO) to pay the outstanding balance and stay in the home they love.
Find out more about our Retirement Interest Only Mortgage; who it might be suitable for, how it works, how much can be borrowed and product literature.