Paying for care is a bit of a taboo and often your clients or their family are faced with care costs and uncertainty on how they’ll pay them.

These resources are here to help explore the different options available to your clients.

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Using immediate needs annuities

Here we explore how immediate needs annuities can help pay towards care.

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Savings and investments

Here, we look at the advantages and disadvantages of funding care through savings and investments.

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Equity release

A possible option for clients who own their own home and need either residential or in home care.

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Types of care

Supporting your client on choosing the right type of care, from residential or nursing care to care at home or assisted living.

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Renting the home

For clients who own their own home, they could consider renting their home to help pay towards residential care costs.

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Third party top ups

A person who receives local authority funding for care may choose a more expensive care home and get help with the extra costs from a third party.

NHS continuing healthcare

What if you advise a client on their care funding strategy when they could have qualified for NHS funding? Here we explain how the NHS continuing healthcare assessment process works.

Local authority funding

Everyone is entitled to a care needs assessment by their local authority. Once this has been done, a means test will be carried out to see if the local authority will contribute towards the costs.

Deferred payment agreements

For some of your clients who can’t pay their long term care fees, they could apply for a deferred payment agreement. We'll explain what they are and which of your clients might qualify.