Some benefits are still paid when care is required, while some are stopped. In other cases, benefits are reduced or may be suspended. Here are some general guidelines.
Benefits that can be paid
The following benefits can be paid when someone enters a care home:
|State Pensions||Statutory Maternity Pay|
|Incapacity Benefit||Statutory Sick Pay|
|Widow's Pension||Maternity Allowance|
|Widowed Parent's Allowance||Employment and Support Allowances1|
|Industrial Injuries Disablement Benefit||Disability Living Allowance/Personal Independence Payment2|
1The amount payable may change. 2The mobility component only is still payable, unless self-funding.
Benefits that may not be paid
Certain benefits may no longer be paid when someone lives in a care home.
- Carer’s allowance - if the benefit was for looking after someone else.
- Jobseeker’s Allowance.
- The care component of Disability Living Allowance, the daily living component of Personal Independence Payment or Attendance Allowance will no longer be payable after your client has lived in a care home for 28 days where care home fees are being paid in full or partly paid by the local authority, the NHS or other public funds.
- Any benefits payable to help pay rent, lease, mortgage, or other home loan and Council Tax on a former home (for example Housing Benefit.
Here are some issues to bear in mind:
- Contact should be made with the benefits offices and relevant authorities within 28 days of entering a care home. Benefits will not be stopped in the first 28 days.
- If costs are paid by the local authority or the NHS, income from benefits can be used to contribute towards the costs of care, but some money should always be left for a Personal Expenses Allowance.
Your client will need to demonstrate that their income, savings and capital are below a certain level to qualify.
Non means-tested benefits
These benefits aren't dependent on your client's income, savings or capital. Your client may be eligible if they meet the qualifying criteria.
More from care guidance
Find out more information from our care guidance.
We've selected a range of articles and further information on benefits entitlement.
Benefits information researched and accurate as of February 2020. Not to be relied upon by advisers or their clients.